Sold
1592 108th Avenue, Otsego, MI 49078
Sold on 09/26/2025 for$279,900
MLS # 25042592 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,644 sqftBuilt 19891.3 acres
1 / 22
Listing Description
First Time on the Market! Custom built 3 bedroom home nestled on just over one acre. Enjoy a tranquil Koi pond and timeless cedar exterior. The oversized garage offers extra workspace perfect for hobbies or projects. Inside you'll find plenty of closets including one (or more) cedar closet(s) for added charm and storage. This one of a kind property is waiting for its next owner. Don't miss it!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,644 sq ft home built in 1989 sits in Otsego Township in Otsego.
This home sold for $279,900 (about $170/sq ft).
Estimated annual property tax: $1,577, or about $131 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 6,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,644 sqft
Lot Size1.3 acres
Year Built1989
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego Public Schools
Construction & Systems
StyleTraditional
ConstructionWood Siding
BasementSlab
Garage2 spaces
HeatingDuctless
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available
InteriorCeiling Fan(s)
Sale & Financing
Listed8/20/2025
Sold Date9/25/2025
Terms AcceptedConventional
Source: SparkMLS
Tax Information
Annual Tax$1,577
Tax Year2025
Assessed Value$45,977
Parcel #031701400800
Source: SparkMLS
Legal Description
A Parcel of Land 18 Rds E & W By 22 Rds N & S in NW Cor NW 1/4 NW 1/4 Ex the S 140' Sec 14 T1N R12W (90)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brad Boone
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 1592 108th Avenue, Otsego, MI 49078
Which school district serves 1592 108th Avenue, Otsego, MI 49078?
Per MLS# 25042592, 1592 108th Avenue, Otsego, MI 49078 is in the Otsego Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego Public Schools directly to confirm enrollment eligibility.
What financing options are available for 1592 108th Avenue, Otsego, MI 49078?
Per MLS# 25042592, this listing accepts Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1592 108th Avenue, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $1,577 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1592 108th Avenue, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1592 108th Avenue, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 1592 108th Avenue, Otsego, MI 49078. The maximum advertised download speed is 6.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1592 108th Avenue, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,815
Principal & interest$1,815
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteDSLLicensed Fixed Wireless
8 providers at this address
123.NET IncFiber
6 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1592 108th Avenue, Otsego, MI 49078
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Municipality
Otsego Township
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