Sold
15962 River Street, White Pigeon, MI 49099
Sold on 05/08/2026 for$184,000
MLS # 26012424 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,096 sqftBuilt 19540.12 acres
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Listing Description
FHA, VA & RD Ready 3 Bedroom Ranch Home that has a Metal roof, Vinyl windows, Vinyl siding, Drywall, New appliances & Flooring. A New Furnace and a new central air unit. The attached 2 car garage with one space to park and one space as a workshop. Main floor laundry room, a updated bathroom and kitchen. This is one not to pass up on touring.
Source: SparkMLS
About this home
Located in White Pigeon, this property offers 3-bedroom, 1-bath, 1,096 sq ft, with original construction dating to 1954.
Final sale price: $184,000 (about $168/sq ft).
Annual property taxes run approximately $1,271 ($106/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,096 sqft
Lot Size0.12 acres
Year Built1954
Stories1
Location
CityWhite Pigeon
MunicipalityWhite Pigeon Twp
Zip Code49099
CountySt. Joseph
School DistrictWhite Pigeon
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementMichigan Basement, Partial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed3/28/2026
Sold Date5/7/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$3,500
Source: SparkMLS
Tax Information
Annual Tax$1,271
Tax Year2025
Assessed Value$19,557
Parcel #01634502001
Source: SparkMLS
Legal Description
W 75 FT OF LOT 18 SARGENTS ADD SEC 12 T8S R12W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tyler Milliman
Tyler Milliman Red Wood Realty
Frequently Asked Questions about 15962 River Street, White Pigeon, MI 49099
Which school district serves 15962 River Street, White Pigeon, MI 49099?
Per MLS# 26012424, 15962 River Street, White Pigeon, MI 49099 is in the White Pigeon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Pigeon directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26012424, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 15962 River Street, White Pigeon, MI 49099?
Per public tax records, annual property taxes for this property are $1,271 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 15962 River Street, White Pigeon, MI 49099 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 15962 River Street, White Pigeon, MI 49099 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 15962 River Street, White Pigeon, MI 49099?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the White Pigeon Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
15962 River Street, White Pigeon, MI 49099
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