For Sale
1627 Ogden Avenue, Benton Harbor, MI 49022
$119,900
MLS # 26032908 (Michigan Regional Information Center (MichRIC))
2 unitsBuilt 19460.22 acres
1 / 23
Listing Description
Rare find in the Fairplan Area. True duplex not a conversion. Property offers two very nice sized 2-bedroom units with large living rooms and kitchens. Each unit has separate Utilities (gas & electric) Owner pays water/sewer ,trash and electric for basement (3rd meter). Units offer to points of entry, front and rear. Upper unit is currently occupied with long term tenant. Lower unit is vacant to make for easy showing. Located on small creek. Is located in a flood plan so lender may require floor insurance. Full walk-out basement. Very well constructed with the main floor having concrete floors and steel joist. Shows very well. Rents could be much higher with some updates.
Source: SparkMLS
About this home
Listed at $119,900.
Property tax estimate: $1,095 per year ($91/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeMulti Family
Property Subtype2 to 4 Units
Bathrooms0
Lot Size0.22 acres
Year Built1946
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionBrick, Wood Siding
BasementFull, Walk-Out Access
HeatingForced Air
UtilitiesNatural Gas Connected, Electricity Connected, Cable Connected, Storm Sewer
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,095
Tax Year2025
Assessed Value$21,228
Parcel #11-03-0030-0032-01-9
Source: SparkMLS
Legal Description
COM 518'N OF S1/4 PST SEC 30 T4S R18W TH N 90'TH S89DEG42'E 77'TO W BANK OF SMALL CREEK TH S36DEG30' E ALONG SD BANK 112.39'TH S89DEG 42'W 143.85'TO POB
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian Newton
Sunrise Real Estate, Inc.
Frequently Asked Questions about 1627 Ogden Avenue, Benton Harbor, MI 49022
What school district is 1627 Ogden Avenue, Benton Harbor, MI 49022 in?
Per MLS# 26032908, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26032908, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032908, the most recent reported annual property tax for 1627 Ogden Avenue, Benton Harbor, MI 49022 is $1,095 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1627 Ogden Avenue, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 1627 Ogden Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1627 Ogden Avenue, Benton Harbor, MI 49022 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$778
Principal & interest$778
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1627 Ogden Avenue, Benton Harbor, MI 49022
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Municipality
Benton Township
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