Sold
1639 Aspen Trail, Otsego, MI 49078
Sold on 02/27/2026 for$339,900
MLS # 25055220 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,072 sqftBuilt 20250.45 acres
1 / 28
Listing Description
Ready Move-In | Construction Complete - January. New construction home in Southpointe Trails, located in Otsego school district. Larger and nearly decade newer than similarly priced homes in the area. RESNET energy smart construction will save owner over $1000 yearly plus home has 10-year structural warranty! Welcome home to an open concept, raised ranch style home, which includes 2,072 square feet of finished living space on two levels. The main level features a spacious open concepts great room and kitchen, both with vaulted ceilings. The large kitchen includes a 48 inch extended edge island, white cabinets, quartz counters and tile backsplash. Patio slider door in great room has access to a 10x10 deck. Powder room on this level, coinvent for guest use. The primary bedroom suite is also located on the upper level and includes a private bath that opens to a spacious walk-in closet with exterior windows for natural lighting.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 2,072 sq ft home built in 2025 sits in Otsego Township in Otsego.
Final sale price: $339,900 (about $164/sq ft).
Property tax estimate: $200 per year ($17/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,072 sqft
Lot Size0.45 acres
Year Built2025
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed1/1/2026
Sold Date2/26/2026
Original Price$349,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$6,674
HOA
HOA Fee$100 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$200
Tax Year2024
Assessed Value$0
Parcel #17-591-042-00
Source: SparkMLS
Legal Description
Lot 42 of Southpointe Trails
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mike McGivney
Allen Edwin Realty
Frequently Asked Questions about 1639 Aspen Trail, Otsego, MI 49078
What school district is 1639 Aspen Trail, Otsego, MI 49078 in?
Per MLS# 25055220, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1639 Aspen Trail, Otsego, MI 49078?
Per MLS# 25055220, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25055220, the most recent reported annual property tax for 1639 Aspen Trail, Otsego, MI 49078 is $200 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1639 Aspen Trail, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1639 Aspen Trail, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1639 Aspen Trail, Otsego, MI 49078?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1639 Aspen Trail, Otsego, MI 49078. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,213
Principal & interest$2,205
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatellite
7 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1639 Aspen Trail, Otsego, MI 49078
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Municipality
Otsego Township
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