Sold
165 S Elm Street, Hesperia, MI 49421
Sold on 06/26/2026 for$185,000
MLS # 26011804 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,236 sqftBuilt 19100.44 acres
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Listing Description
Welcome to this charming 3-bedroom, 1-bath home located in the heart of the Village of Hesperia! Offering a comfortable and functional layout, this home features an open floor plan that seamlessly connects the kitchen and living areas--perfect for everyday living and entertaining. The kitchen is highlighted by warm oak cabinetry and ample storage space. The basement provides additional room for storage or hobbies. Enjoy relaxing mornings on the covered front porch or host gatherings on the spacious rear deck overlooking the large double lot, offering plenty of room to play, garden, or expand. The detached two-stall garage adds convenience and extra storage. Ideally situated near local amenities, parks, and the White River, this property offers small-town charm with room to grow.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,236 sq ft home in Hesperia Village in Hesperia built in 1910.
Closed at $185,000 (about $150/sq ft).
Annual property taxes run approximately $2,270 ($189/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,236 sqft
Lot Size0.44 acres
Year Built1910
Stories1
Location
CityHesperia
MunicipalityHesperia Vlg
Zip Code49421
CountyOceana
School DistrictHesperia
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/27/2026
Sold Date6/25/2026
Original Price$210,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,270
Tax Year2025
Assessed Value$68,664
Parcel #041-540-001-00
Source: SparkMLS
Legal Description
COV DEED-L2008P10013 SEC 36 T14N R15W. LOTS 1 & 2 - BLK 4 VILLAGE OF HESPERIA ROWLANDS ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joshua Callison
Coldwell Banker Schmidt Fremont
Frequently Asked Questions about 165 S Elm Street, Hesperia, MI 49421
What school district is 165 S Elm Street, Hesperia, MI 49421 in?
Per MLS# 26011804, this property is served by Hesperia. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 165 S Elm Street, Hesperia, MI 49421?
Per MLS# 26011804, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011804, the most recent reported annual property tax for 165 S Elm Street, Hesperia, MI 49421 is $2,270 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 165 S Elm Street, Hesperia, MI 49421 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 165 S Elm Street, Hesperia, MI 49421 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hesperia Vlg police department or the Oceana County sheriff's office.
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
165 S Elm Street, Hesperia, MI 49421
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Municipality
Hesperia Village
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