For Sale
1660 Aspen Trails, Otsego, MI 49078
$354,900
MLS # 26005588 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,883 sqftBuilt 20260.45 acres
1 / 28
Listing Description
New construction home in Southpointe Trails, located in Otsego school district. This traditional two-story home offers 1,882 sqft of thoughtfully designed living space with 4 bedrooms and 2.5 baths, blending everyday comfort with timeless style. The great room is positioned at the front of the home, welcoming you in with natural light and a space that feels inviting from the moment you enter. Just beyond the kitchen, a dedicated dining nook with sliding glass doors offers a bright, inviting space for everyday meals, conversation, quiet mornings and access to the backyard. The modern kitchen is equipped with white cabinetry, quartz countertops, tile backsplash, and stainless-steel appliances with refrigerator. Upstairs, all four bedrooms are thoughtfully arranged for privacy, including a spacious primary suite with a private bath and walk-in closet that feels like a personal retreat. The home includes a 10x10 patio to the backyard, creating the perfect space for outdoor dining,
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,883 sq ft home built in 2026 sits in Otsego Township in Otsego.
Asking $354,900 (about $188/sq ft).
Annual property taxes run approximately $500 ($42/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,883 sqft
Lot Size0.45 acres
Year Built2026
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleColonial
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed2/15/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$100 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$500
Tax Year2024
Assessed Value$23,082
Parcel #17-027-009-10
Source: SparkMLS
Legal Description
LOT 64 SOUTHPOINT TRAILS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lance A Bethell
Allen Edwin Realty
Frequently Asked Questions about 1660 Aspen Trails, Otsego, MI 49078
Which school district serves 1660 Aspen Trails, Otsego, MI 49078?
Per MLS# 26005588, 1660 Aspen Trails, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26005588, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1660 Aspen Trails, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $500 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1660 Aspen Trails, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1660 Aspen Trails, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1660 Aspen Trails, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,310
Principal & interest$2,302
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1660 Aspen Trails, Otsego, MI 49078
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Municipality
Otsego Township
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