For Sale
16602 Monica Street, Detroit, MI 48221
$195,000
MLS # 20261018163 (Realcomp)
4 beds3 baths1,800 sqftBuilt 19260.08 acres
1 / 51
Listing Description
Step into modern luxury in the heart of Detroit’s revitalized Fitzgerald/Marygrove community. This 4-bedroom, 3-bathroom masterpiece has been stripped to the studs and reimagined for the sophisticated urban dweller. The “wow” factor begins in the chef’s kitchen—anchored by a massive center island, custom cabinetry, and floating shelves—flowing seamlessly into an open-concept living space warmed by a statement fireplace.The primary suite serves as a true sanctuary with a designer en-suite, while the upstairs media loft and main-floor office offer the flexible space today’s buyers crave. With all-new mechanicals, roof, and plumbing, you’re buying total peace of mind. Located steps from the University of Detroit Mercy and the Livernois Avenue of Fashion, this is more than a home—it’s an invitation to Detroit’s best lifestyle.
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,800 sq ft home built in 1926 sits in Harmony Village in Detroit.
Currently offered at $195,000 (about $108/sq ft).
Property tax estimate: $2,861 per year ($238/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,800 sqft
Lot Size0.08 acres
Year Built1926
Stories2
Location
CityDetroit
Zip Code48221
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionBrick, Vinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/30/2026
Original Price$199,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2025
Assessed Value$0
Parcel #16021256.
Source: Public Records
Legal Description
PROPERTY EXEMPT FROM AD VALOREM TAXES AND ASSESSED ON THE SPECIAL ACT ROLL PURSUANT TO PA 261 OF 2003 EXPIRING 12/30/2023. E MONICA 76 EDISON HEIGHTS SUB L34 P70 PLATS, W C R 16/299 30 X 111
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Raymond T Karoumy
Top Agent Realty
Frequently Asked Questions about 16602 Monica Street, Detroit, MI 48221
What school district is 16602 Monica Street, Detroit, MI 48221 in?
Per MLS# 20261018163, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261018163, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261018163, the most recent reported annual property tax for 16602 Monica Street, Detroit, MI 48221 is $2,861. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 16602 Monica Street, Detroit, MI 48221 eligible for USDA financing?
Per USDA Rural Development boundary data, 16602 Monica Street, Detroit, MI 48221 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16602 Monica Street, Detroit, MI 48221 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
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Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,265
Principal & interest$1,265
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16602 Monica Street, Detroit, MI 48221
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Neighborhood
Harmony Village
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Community
Detroit
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County
Wayne County
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