For Sale
1674 Aspen Trails, Otsego, MI 49078
$344,900
MLS # 26013157 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,072 sqftBuilt 20260.45 acres
1 / 27
Listing Description
New construction home in Southpointe Trails, located in Otsego school district. This thoughtfully designed split-level home offers 2,072 square feet, 4 bedrooms, and 2 full baths with a layout that maximizes both shared living space and private retreats. The kitchen showcases desirable upgrades including quartz countertops, a tile backsplash, white cabinetry, and a complete stainless steel appliance package with refrigerator. Sliding glass doors off the great room lead to a 10x10 deck, creating an inviting outdoor living space that extends the home for relaxing or entertaining. The primary suite is privately positioned on the upper level and includes its own full bath and generous closet space. The lower level adds exceptional flexibility with a full rec room that can easily serve as an office, study area, or den. Three spacious bedrooms and an additional full bath provide comfortable accommodations, while a dedicated utility area includes a washer and dryer. Daylight windows bring in
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,072 sq ft home in Otsego Township in Otsego built in 2026.
Listed at $344,900 (about $166/sq ft).
Annual property taxes run approximately $500 ($42/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,072 sqft
Lot Size0.45 acres
Year Built2026
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed4/1/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$195 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$500
Tax Year2024
Assessed Value$23,082
Parcel #part of 17-027-009-10
Source: SparkMLS
Legal Description
LOT 61 SOUTHPOINTE TRAILS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lance A Bethell
Allen Edwin Realty
Frequently Asked Questions about 1674 Aspen Trails, Otsego, MI 49078
What school district is 1674 Aspen Trails, Otsego, MI 49078 in?
Per MLS# 26013157, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013157, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013157, the most recent reported annual property tax for 1674 Aspen Trails, Otsego, MI 49078 is $500 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1674 Aspen Trails, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1674 Aspen Trails, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,253
Principal & interest$2,237
HOA$16
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1674 Aspen Trails, Otsego, MI 49078
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Municipality
Otsego Township
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