Sold
170 McCarthy Lane, Saginaw, MI 48609
Sold on 04/14/2026 for$134,900
MLS # 50201353 (MiRealSource)
2 beds1 bathBuilt 19450.57 acres
1 / 26
Listing Description
Located in Thomas Township, this inviting and well-maintained home sits on a spacious .57-acre lot with a partially fenced yard and multiple outbuildings. The home features many updates including new vinyl siding with added foam board insulation, windows, soffit, fascia, gutters, and storm doors completed in 2023. Additional improvements include water heater (2019), flooring (2018), roof (2017), furnace (2017), along with other updates completed in 2017 and on. The home also has central AC, and appliances will remain with the home. The property is highlighted by an impressive 28x35 pole barn/garage equipped with heat, 220, air compressor setup, 10-foot doors, loft storage, and excellent space for parking, workspace, or storage. A small office area has also been built within the pole barn. The property also includes a large shed with electric and air, along with an additional storage shed. Conveniently located near shopping, dining, and everyday amenities. Schedule your private tour today!
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Thomas Township in Saginaw built in 1945.
This home sold for $134,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.57 acres
Year Built1945
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionWood Siding
BasementCrawl Space
Garage4 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed3/11/2026
Sold Date4/13/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Josh Moore
Berkshire Hathaway HomeServices
Frequently Asked Questions about 170 McCarthy Lane, Saginaw, MI 48609
Which school district serves 170 McCarthy Lane, Saginaw, MI 48609?
Per MLS# 50201353, 170 McCarthy Lane, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50201353, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 170 McCarthy Lane, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 170 McCarthy Lane, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 170 McCarthy Lane, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
170 McCarthy Lane, Saginaw, MI 48609
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Municipality
Thomas Township
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