For Sale
17463 N Suwanee Trail, Howard City, MI 49329
$1,295,000
MLS # 26034079 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,162 sqftBuilt 20220.63 acres
1 / 76
Listing Description
Rare luxury on private all-sports Indian Lake with approx. 4,269 sq ft of potential finished living space. Built in 2023, this modern beach house was designed to capture the feeling of living over the water, with panoramic lake views, soaring vaulted ceilings and a light-filled center steeple. A covered porch and double-door entry open to an expansive great room, open staircase with black steel railings, and a folding wall of glass leading to a vaulted 3-season porch. The chef's kitchen features an exceptional appliance package, exquisite walk-in pantry, built-in coffee maker and massive 7-seat island, with adjacent dining opening to the lakefront deck. The private owner's suite offers a lakeside balcony and spa bath with soaking tub, dual vanities and 2-person shower. Walkout lower level includes 2 finished bedrooms, a full bath with beach lockers, plus approx. 1,744 sq ft of white-box space with LVP flooring/electrical in place for a rec room, kitchenette and private 1BR in-law suite
Source: SparkMLS
About this home
Located in Howard City, this property offers 4-bedroom, 3-bath, 2,162 sq ft, with original construction dating to 2022.
Listed at $1,295,000 (about $599/sq ft).
Annual property taxes run approximately $7,097 ($591/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,162 sqft
Lot Size0.63 acres
Year Built2022
Stories1
Location
CityHoward City
MunicipalityWinfield Twp
Zip Code49329
CountyMontcalm
School DistrictTri County
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorGarage Door Opener, Hot Tub Spa, Center Island, Pantry
Sale & Financing
Listed7/6/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$200 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$7,097
Tax Year2025
State Equalized Value$353,500
Taxable Value$294,840
Assessed Value$302,800
Homestead (PRE)100%
Parcel #020-018-022-03
Source: Public Records
Legal Description
(PARCEL A) A PARCEL OF LAND WINFIELD TOWNSHIP MONTCALM COUNTY MICHIGAN T12N R9W SEC 18 DESC AS PT OF S1/2 SEC 18 COMM AT S1/4 COR SAID SEC TH S8755'07''E 99.57 FT ALG S SEC LN TH N4602'49''E 6.66 FT TO POB TH N4602'49''E 230.89 FT TH S5155'17''E 173.40 FT TH S4602'49''W 89.70 FT TO A PT ON GREENBELT AREA TH N8755'08''W 238.31FT ALG GREENBELT AREA TO POB PARCEL CONTAINS 27461.7 SQ FT PARCEL A AND S
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by William H Pearl
Berkshire Hathaway HomeServices Michigan Real Estate (Main)
Frequently Asked Questions about 17463 N Suwanee Trail, Howard City, MI 49329
What school district is 17463 N Suwanee Trail, Howard City, MI 49329 in?
Per MLS# 26034079, this property is served by Tri County. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26034079, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26034079, the most recent reported annual property tax for 17463 N Suwanee Trail, Howard City, MI 49329 is $7,097 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 17463 N Suwanee Trail, Howard City, MI 49329 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Winfield Twp police department or the Montcalm County sheriff's office.
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Monthly payment$8,416
Principal & interest$8,399
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17463 N Suwanee Trail, Howard City, MI 49329
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