For Sale
1763 N White Birch Drive, Mears, MI 49436
$649,900
MLS # 26020449 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,833 sqftBuilt 19760.14 acres
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Listing Description
Enjoy year-round lake living with private frontage on beautiful Upper Silver Lake! This all-sports lake is perfect for boating, swimming, relaxing, and making lasting family memories. Conveniently located near Downtown Silver Lake, the Silver Lake Sand Dunes, Lake Michigan, restaurants, and attractions. First time on the market, this one-family home was completely renovated in 2010 and offers fantastic lake frontage with dock, spacious backyard for games and gatherings, firepit area, and two storage sheds. Inside features include a mudroom entry, oversized laundry room with excellent storage, main floor bedroom with walk-in closet, full bath, and open kitchen/family room with sliders to the deck and lake views. Upstairs offers another large bedroom, flexible office/toy room, plus a huge 24x18 bonus room with full bath and private entrance from the oversized attached 2-car garage. Check out the 3D Walk-Through Tour!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,833 sq ft home built in 1976 sits in Mears.
Currently offered at $649,900 (about $355/sq ft).
Property tax estimate: $2,560 per year ($213/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,833 sqft
Lot Size0.14 acres
Year Built1976
Stories2
Location
CityMears
MunicipalityGolden Twp
Zip Code49436
CountyOceana
School DistrictHart
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingBaseboard, Forced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Cable Available, High-Speed Internet
InteriorBroadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/6/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$125 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$2,560
Tax Year2026
Assessed Value$91,647
Parcel #006-703-255-00
Source: SparkMLS
Legal Description
1763 N WHITE BIRCH DR WD792032 QC959500 QC-L2006P20902 QC-L2012P10955 QC-L2013P21958LE UPPER SILVER LAKE PLAT NO 3 LOT 255.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Monica S Owens
Coldwell Banker Anchor-Pentwater
Frequently Asked Questions about 1763 N White Birch Drive, Mears, MI 49436
What school district is 1763 N White Birch Drive, Mears, MI 49436 in?
Per MLS# 26020449, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26020449, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020449, the most recent reported annual property tax for 1763 N White Birch Drive, Mears, MI 49436 is $2,560 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1763 N White Birch Drive, Mears, MI 49436 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1763 N White Birch Drive, Mears, MI 49436 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Golden Twp police department or the Oceana County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,225
Principal & interest$4,215
HOA$10
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
1763 N White Birch Drive, Mears, MI 49436
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