For Sale
1764 Arcadia Drive, St. Joseph, MI 49085
$358,900
MLS # 20261046066 (Realcomp)
3 beds2 baths2,815 sqftBuilt 19660.3 acres
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Listing Description
Nestled in the heart of Saint Joseph and located within the highly desirable Lakeshore School District, this absolutely gorgeous brick home is truly move-in ready! Beautifully updated throughout, the home features stunning hardwood floors throughout the kitchen and dining area, creating a warm and inviting atmosphere. An abundance of natural light fills the home, highlighting the spacious and functional floor plan. The oversized eat-in kitchen offers beautiful wood cabinetry, abundant storage, and a charming bay window in the dining area. The inviting living room features a cozy gas fireplace and opens seamlessly to the great room, where numerous windows provide picturesque views of the private, fenced backyard. The master suite includes a large walk-in closet and an oversized en-suite bath with double vanities. Convenient first-floor laundry is complemented by an additional laundry area in the finished basement. The finished lower level features new carpeting and multiple flex spaces perfect for a home office, workout room, media room, recreation area, or additional living space. The attached oversized two-car garage offers plenty of room for vehicles and storage. Step outside and enjoy the beautifully maintained, private backyard that backs to a charming local farm known for its seasonal flowers and pumpkin patches. Ideally located just minutes from Silver Beach, Lions Park Beach, Lake Michigan, downtown Saint Joseph shopping, dining, parks, and entertainment. This turnkey home offers the perfect combination of location, updates, space, and lifestyle. All data and measurements are approximate please verify all information.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,815 sq ft home built in 1966 sits in Lincoln Township in St. Joseph.
Currently offered at $358,900 (about $127/sq ft).
Property tax estimate: $2,870 per year ($239/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,815 sqft
Lot Size0.3 acres
Year Built1966
Stories1
Location
CitySt. Joseph
MunicipalityLincoln Twp
Zip Code49085
CountyBerrien
School DistrictLakeshore
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,870
Parcel #111205100032007
Source: SparkMLS
Legal Description
LOT 32 ARCADIA PARK NO. 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Maria Lacaria
Century 21 Curran & Oberski
Frequently Asked Questions about 1764 Arcadia Drive, St. Joseph, MI 49085
What school district is 1764 Arcadia Drive, St. Joseph, MI 49085 in?
Per MLS# 20261046066, this property is served by Lakeshore. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261046066, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261046066, the most recent reported annual property tax for 1764 Arcadia Drive, St. Joseph, MI 49085 is $2,870. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1764 Arcadia Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1764 Arcadia Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lincoln Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,328
Principal & interest$2,328
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1764 Arcadia Drive, St. Joseph, MI 49085
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Municipality
Lincoln Township
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