Sold
1804 N Charles Street, Saginaw, MI 48602
Sold on 07/01/2026 for$89,500
MLS # 50205422 (MiRealSource)
2 beds1 bathBuilt 19210.15 acres
1 / 23
Listing Description
Charming 2-bedroom home that’s truly move-in ready! This well-maintained property features a bright and airy sunroom porch perfect for enjoying your morning coffee or unwinding. The spacious basement offers plenty of storage or potential for additional living space. A brand-new water heater (2026) adds peace of mind. Conveniently located near schools, shopping, and everyday essentials, this home offers both comfort and accessibility. Don’t miss this great opportunity!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath home built in 1921 sits in Saginaw in Saginaw.
This home sold for $89,500.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.15 acres
Year Built1921
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48602
CountySaginaw
School DistrictSaginaw Public
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/25/2026
Sold Date6/30/2026
Original Price$89,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #14 1737 00000
Source: SparkMLS
Legal Description
N.1/2 OF LOT 7,E.14 FT.OF S. 1/2 OF LOT 7,S.1/2 OF LOT 8, BLK.8,D.A.PETTIBONES ADDITION
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Selena Lambert
Irongate Realty Group
Frequently Asked Questions about 1804 N Charles Street, Saginaw, MI 48602
Which school district serves 1804 N Charles Street, Saginaw, MI 48602?
Per MLS# 50205422, 1804 N Charles Street, Saginaw, MI 48602 is in the Saginaw Public boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Public directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50205422, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1804 N Charles Street, Saginaw, MI 48602 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1804 N Charles Street, Saginaw, MI 48602 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1804 N Charles Street, Saginaw, MI 48602?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$580
Principal & interest$580
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1804 N Charles Street, Saginaw, MI 48602
View full property history →
Municipality
Saginaw
View all listings →
Get email alerts for new listings near 1804 N Charles Street
We'll notify you when something hits the market in Saginaw or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.