Sold
1851 S Loxley Road, Houghton Lake, MI 48629
Sold on 06/19/2026 for$149,000
MLS # 20261030296 (Realcomp)
2 beds1 bath1,080 sqftBuilt 19963.35 acres
1 / 27
Listing Description
Lovely 1996 built ranch home on 3.35 lovely, private wooded acres on a paved road. Large sunny living room, dining room, large kitchen with newer appliances. 2 large bedrooms, with huge walk-in-closets, laundry room with washer and dryer included. Large full bathroom. Fenced backyard. 3 large sheds. Covered front porch, circle driveway, forced air, natural gas heating, 2 car garage with covered patio. Immediate possession, move-in-condition.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,080 sq ft home in Houghton Lake built in 1996.
Final sale price: $149,000 (about $138/sq ft).
Estimated annual property tax: $2,505, or about $209 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,080 sqft
Lot Size3.35 acres
Year Built1996
Stories1
Location
CityHoughton Lake
MunicipalityRoscommon Twp
Zip Code48629
CountyRoscommon
School DistrictHoughton Lake
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorWater Softener/Rented
Sale & Financing
Listed4/28/2026
Sold Date6/18/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,505
Parcel #0112110110100
Source: SparkMLS
Legal Description
L-710 P-98 224 COM AT SW COR TH N 661 FT FOR POB TH N 220.33 FT TH E 662.83 FT TH S 220.03 FT TH W 663 FT TO POB SEC 11 T22N R4W 3.35A
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Janice Stuckey
American Associates Inc
Frequently Asked Questions about 1851 S Loxley Road, Houghton Lake, MI 48629
What school district is 1851 S Loxley Road, Houghton Lake, MI 48629 in?
Per MLS# 20261030296, this property is served by Houghton Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261030296, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, Rural Development, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261030296, the most recent reported annual property tax for 1851 S Loxley Road, Houghton Lake, MI 48629 is $2,505. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1851 S Loxley Road, Houghton Lake, MI 48629 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1851 S Loxley Road, Houghton Lake, MI 48629 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Roscommon Twp police department or the Roscommon County sheriff's office.
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Monthly payment$940
Principal & interest$940
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1851 S Loxley Road, Houghton Lake, MI 48629
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