Sold
1859 S Elba Road, Elba, MI 48446
Sold on 01/16/2026 for$360,000
MLS # 20251056344 (Realcomp)
3 beds2 baths1,350 sqftBuilt 202210 acres
1 / 20
Listing Description
*This property is not for rent.* Set on 10 acres of peaceful Lapeer countryside, this modern ranch blends comfort, accessibility, and wide-open potential. The interior offers a clean, easy flow with a thoughtfully designed primary suite featuring handicap-accessible details that enhance everyday living. And with all appliances included, the home is ready for a seamless move. Outside, the acreage opens the door to endless possibilities—add pole barns, create space for horses, build out your hobbies, or carve out an outdoor area that fits your lifestyle perfectly. This home is prepared for a smooth transition of ownership, keys at closing giving you the ability to start personalizing the space sooner rather than later. It’s rare to find newer construction (2022) with single-level convenience and this kind of usable acreage. A property that gives you the land you want, the comfort you need, and the flexibility to make it truly your own.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,350 sq ft home built in 2022 sits in Elba Township in Elba.
Closed at $360,000 (about $267/sq ft).
Estimated annual property tax: $3,677, or about $306 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,350 sqft
Lot Size10 acres
Year Built2022
Stories1
Location
CityElba
MunicipalityElba Twp
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed11/25/2025
Sold Date1/15/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,677
Parcel #00802001950
Source: SparkMLS
Legal Description
PARCEL B SEC 20 T7N R9E COM AT THE CENTER OF SEC; TH S 00-26-21 E 1298.10 FT TO THE POB; TH S 00-06-21 E 333.00 FT; TH S 88-40-36 E 1308.82 FT; TH N 00-05-54 W 333.00 FT; TH N 88-40-36 W 1308.87 FT TO THE POB. 10.003 A (SPLIT FROM -00 11/25/03)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Victoria C Safran
RE/MAX Eclipse
Frequently Asked Questions about 1859 S Elba Road, Elba, MI 48446
What school district is 1859 S Elba Road, Elba, MI 48446 in?
Per MLS# 20251056344, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1859 S Elba Road, Elba, MI 48446?
Per MLS# 20251056344, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251056344, the most recent reported annual property tax for 1859 S Elba Road, Elba, MI 48446 is $3,677. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1859 S Elba Road, Elba, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1859 S Elba Road, Elba, MI 48446 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Elba Twp police department or the Lapeer County sheriff's office.
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Monthly payment$2,367
Principal & interest$2,367
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1859 S Elba Road, Elba, MI 48446
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Municipality
Elba Township
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