For Sale
18648 Lawrence Drive, Stanwood, MI 49346
$239,900
MLS # 26024132 (Michigan Regional Information Center (MichRIC))
1 bed1 bath840 sqftBuilt 19510.88 acres
1 / 32
Listing Description
Enjoy stunning views of the Muskegon River right from your living room! This charming waterfront 1-bedroom ranch offers more than meets the eye, including a bonus bunkhouse-perfect for hosting guests, creating a private retreat, or private office area. The home has seen many updates in recent years, including a new roof and an updated kitchen. Step outside to expansive decking or unwind in the spacious living area, both perfectly positioned to capture breathtaking riverfront views. Located just upstream from the popular all-sports Rogers Pond, this property is a dream for outdoor enthusiasts--offering excellent fishing and convenient access to boating and recreation. Situated on nearly an acre along the river, this property offers the perfect balance of privacy & natural beauty. Spend your evenings relaxing by the bonfire, taking in peaceful water views and everything Central Michigan living has to offer. Schedule your private showing today, properties like this don't last!
Source: SparkMLS
About this home
1-bedroom, 1-bath, 840 sq ft home in Stanwood built in 1951.
Asking $239,900 (about $286/sq ft).
Property tax estimate: $2,199 per year ($183/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area840 sqft
Lot Size0.88 acres
Year Built1951
Stories1
Location
CityStanwood
MunicipalityMecosta Twp
Zip Code49346
CountyMecosta
School DistrictMorley Stanwood
Construction & Systems
StyleCabin
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
WaterWell
SewerSeptic Tank
InteriorCenter Island
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,199
Tax Year2026
Assessed Value$53,304
Parcel #5409-045-007-000
Source: SparkMLS
Legal Description
SEC 01 T14N R10W LOT 7 HOLIDAY HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chuck Ames
Century 21 White House Realty
Frequently Asked Questions about 18648 Lawrence Drive, Stanwood, MI 49346
What school district is 18648 Lawrence Drive, Stanwood, MI 49346 in?
Per MLS# 26024132, this property is served by Morley Stanwood. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 18648 Lawrence Drive, Stanwood, MI 49346?
Per MLS# 26024132, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024132, the most recent reported annual property tax for 18648 Lawrence Drive, Stanwood, MI 49346 is $2,199 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 18648 Lawrence Drive, Stanwood, MI 49346 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 18648 Lawrence Drive, Stanwood, MI 49346 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mecosta Twp police department or the Mecosta County sheriff's office.
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
18648 Lawrence Drive, Stanwood, MI 49346
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