Sold
187 S Saginaw Street, Montrose, MI 48457
Sold on 11/17/2025 for$149,900
MLS # 50173408 (MiRealSource)
3 beds1 bath1,012 sqftBuilt 19200.2 acres
1 / 12
Listing Description
Come see this adorable, updated 3 bedroom home just steps away from parks, downtown, restaurants, and stores! Featuring brand new windows throughout!! Newer flooring and paint, newer furnace & water heater, updated kitchen, fenced-in back yard for your pets, and detached garage for storage. Enjoy the open concept living/dining room, cozy electric fireplace in the living room, and main floor laundry. Move-in ready! All appliances stay.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,012 sq ft home in Montrose in Montrose built in 1920.
Closed at $149,900 (about $148/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,012 sqft
Lot Size0.2 acres
Year Built1920
Location
CityMontrose
Zip Code48457
CountyGenesee
School DistrictMontrose Community Schools
Construction & Systems
ConstructionAluminum Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed5/1/2025
Sold Date11/16/2025
Original Price$164,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sada V McNiel
ERA Prime Real Estate Group
Frequently Asked Questions about 187 S Saginaw Street, Montrose, MI 48457
What school district is 187 S Saginaw Street, Montrose, MI 48457 in?
Per MLS# 50173408, this property is served by Montrose Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 187 S Saginaw Street, Montrose, MI 48457?
Per MLS# 50173408, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 187 S Saginaw Street, Montrose, MI 48457 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 187 S Saginaw Street, Montrose, MI 48457 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 187 S Saginaw Street, Montrose, MI 48457?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 187 S Saginaw Street, Montrose, MI 48457. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Mortgage Calculator
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Monthly payment$972
Principal & interest$972
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsAT&TLicensed Fixed Wireless
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsBrightspeedDSL
40 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
187 S Saginaw Street, Montrose, MI 48457
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Municipality
Montrose
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