Sold
18851 Lakewood Circle, Lake Ann, MI 49650
Sold on 06/22/2026 for$420,000
MLS # 26020299 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,632 sqftBuilt 19940.23 acres
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Listing Description
This is the lake house people hope to find. Set on Sanford Lake, this immaculate 3 bedroom, 2 full bath home offers water views, fresh air, and space to truly enjoy where you live. Inside, the home feels bright, clean, and welcoming, with lake views that naturally pull you toward the outdoors. The decks are a standout feature, perfect for slow mornings, grilling, summer dinners, or quiet evenings watching the water. The huge backyard gives you room to gather, play, garden, relax, or dream up your next outdoor project. Behind the home, a beautiful wooded setting adds privacy and that calm Up North feel. With room to spread out inside and out, this property makes it easy to host, unwind, and create the kind of memories that make lake life so special. Whether you are looking for a year-round home, weekend getaway, or a peaceful place to recharge, this Sanford Lake property is ready for its next chapter.
Source: SparkMLS
About this home
Located in Lake Ann, this property offers 3-bedroom, 2-bath, 1,632 sq ft, with original construction dating to 1994.
Closed at $420,000 (about $257/sq ft).
Property tax estimate: $2,231 per year ($186/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,632 sqft
Lot Size0.23 acres
Year Built1994
Stories2
Location
CityLake Ann
MunicipalityAlmira Twp
Zip Code49650
CountyBenzie
School DistrictBenzie
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/5/2026
Sold Date6/21/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$7,000
Source: SparkMLS
Tax Information
Annual Tax$2,231
Tax Year2025
Assessed Value$92,873
Parcel #01-130-011-10
Source: SparkMLS
Legal Description
LOT 15 SANFORD LAKE NO 1 SEC 34 T27N R13W P.A. 18851 LAKEWOOD CIRCLE 11/76 161/253; 221/164 WD; 1/94 280/426 QC; 2/94 281/147 BP 9/94; BP 12/94; 12/94 BP; 12/94 290/556 WD; 06/98 335/967 WD; 08/15 2015R-03808 WD;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justine Hooper
Amplified Real Estate
Frequently Asked Questions about 18851 Lakewood Circle, Lake Ann, MI 49650
What school district is 18851 Lakewood Circle, Lake Ann, MI 49650 in?
Per MLS# 26020299, this property is served by Benzie. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26020299, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020299, the most recent reported annual property tax for 18851 Lakewood Circle, Lake Ann, MI 49650 is $2,231 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 18851 Lakewood Circle, Lake Ann, MI 49650 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 18851 Lakewood Circle, Lake Ann, MI 49650 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Almira Twp police department or the Benzie County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
18851 Lakewood Circle, Lake Ann, MI 49650
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