For Sale
1886 101st Avenue, Otsego, MI 49078
$350,000
MLS # 26025468 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,296 sqftBuilt 18902.5 acres
1 / 38
Listing Description
Experience classic country living on 2.5 acres just outside of Otsego, Michigan, featuring a spacious front porch, mature shade trees, a backyard fire pit, and a large barn perfect for storage or hobbies. The main floor of this beautiful two-story home offers a welcoming living room and dining area, an excellent kitchen, a full bathroom, a bedroom, a practical mudroom, and a flexible bonus work room. Upstairs, you will find three additional bedrooms, while the basement houses the laundry area. Schedule a private tour and see this property in person.
Source: SparkMLS
About this home
Located in Otsego Township in Otsego, this property offers 4-bedroom, 1-bath, 1,296 sq ft, with original construction dating to 1890.
Currently offered at $350,000 (about $270/sq ft).
Estimated annual property tax: $3,085, or about $257 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,296 sqft
Lot Size2.5 acres
Year Built1890
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementCrawl Space, Full
HeatingOther
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/27/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,085
Tax Year2026
Assessed Value$60,059
Parcel #17-033-014-01
Source: SparkMLS
Legal Description
COM E 1/4 COR TH N 89DEG 26' 11'' W 2316.86' TH S 00DEG 27' 43'' W 2656.9' TH N 89DEG 30' 20'' W 329.81' TH N 00DEG 26' 12'' E 2657.3' TH S 89DEG 26' 11'' E 330.98' TO POB 20.15' A. M/L SE 1/4 SEC 33 T1N R12W (2021). SPLIT/COMBINED ON 10/30/2020 FROM 17-0 33-014-00;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Larry E Martin
Keller Williams Realty Rivertown
Frequently Asked Questions about 1886 101st Avenue, Otsego, MI 49078
Which school district serves 1886 101st Avenue, Otsego, MI 49078?
Per MLS# 26025468, 1886 101st Avenue, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26025468, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1886 101st Avenue, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $3,085 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1886 101st Avenue, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1886 101st Avenue, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1886 101st Avenue, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$2,270
Principal & interest$2,270
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1886 101st Avenue, Otsego, MI 49078
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Municipality
Otsego Township
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