Sold
1890 Union Avenue, Benton Harbor, MI 49022
Sold on 05/22/2026 for$180,000
MLS # 26014290 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,662 sqftBuilt 19651.15 acres
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Listing Description
Spacious 4-bedroom ranch style home located south of Napier Avenue that sits on a 1.15 acre lot with tons of potential. This home features a massive garage with room for 2+ vehicles plus plenty of extra space for storage, tools, or all your outdoor gear. There's a large landing area between the garage and the main house--perfect as a drop zone--complete with a half bath and access to the basement. The kitchen was updated in 2019, giving you a solid starting point as you make the rest of the home your own. All appliances, including washer and dryer are newer and included. Bring your ideas and build some sweat equity, Being sold as-is.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 1,662 sq ft home in Benton Township in Benton Harbor built in 1965.
Final sale price: $180,000 (about $108/sq ft).
Property tax estimate: $1,532 per year ($128/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,662 sqft
Lot Size1.15 acres
Year Built1965
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available
InteriorEat-in Kitchen
Sale & Financing
Listed4/26/2026
Sold Date5/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,532
Tax Year2025
Assessed Value$47,980
Parcel #11-03-0031-0035-08-3
Source: SparkMLS
Legal Description
THE S 175.6'OF THE E 15 A OF NW1/4 OF NE1/4 SEC 31 T4S R18W EXC THE N 75'THEREOF
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ben Stephen
Cressy & Everett Real Estate
Frequently Asked Questions about 1890 Union Avenue, Benton Harbor, MI 49022
Which school district serves 1890 Union Avenue, Benton Harbor, MI 49022?
Per MLS# 26014290, 1890 Union Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26014290, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1890 Union Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $1,532 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1890 Union Avenue, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1890 Union Avenue, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1890 Union Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,291
Principal & interest$1,291
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1890 Union Avenue, Benton Harbor, MI 49022
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Municipality
Benton Township
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