For Sale
190 E Cross Street, Clarksville, MI 48815
$220,000
MLS # 26032754 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,400 sqftBuilt 19250.4 acres
1 / 37
Listing Description
Set on a large lot in the heart of the Village of Clarksville, this 3 bedroom, 1 bath home blends 1925 character with a thoughtful renovation. A few years ago it was taken down to the studs and rebuilt with new finishes throughout, so you get the charm of an established home with the updates already done. The main floor features a comfortable living room, a dining area open to the kitchen, a full bath, and main floor laundry. Upstairs you will find two additional bedrooms along with a flexible family room. The foundation was professionally stabilized and carries a transferable warranty for added peace of mind. The home has been well cared for and shows nicely, with room to add your own finishing touches. Walkable to downtown Clarksville and served by Lakewood schools, with a large yard for play, pets, or gardening. A great fit for an owner-occupant or an investor looking for a comfortable home in a small town setting.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,400 sq ft home in Clarksville Village in Clarksville built in 1925.
Asking $220,000 (about $157/sq ft).
Annual property taxes run approximately $3,363 ($280/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,400 sqft
Lot Size0.4 acres
Year Built1925
Stories2
Location
CityClarksville
MunicipalityClarksville Vlg-Cmbl
Zip Code48815
CountyIonia
School DistrictLakewood
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Pantry
Sale & Financing
Listed6/29/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,363
Tax Year2025
Assessed Value$67,063
Parcel #031-070-000-200-00
Source: SparkMLS
Legal Description
VILLAGE OF CLARKSVILLE MC CORMICKS ADD LOTS 60 & 61 & + VACATED ALLEY CAMPBELL TWP, IONIA COUNTY, MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Alexia Hoffman
EXP Realty LLC
Frequently Asked Questions about 190 E Cross Street, Clarksville, MI 48815
Which school district serves 190 E Cross Street, Clarksville, MI 48815?
Per MLS# 26032754, 190 E Cross Street, Clarksville, MI 48815 is in the Lakewood boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakewood directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032754, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 190 E Cross Street, Clarksville, MI 48815?
Per public tax records, annual property taxes for this property are $3,363 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 190 E Cross Street, Clarksville, MI 48815 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 190 E Cross Street, Clarksville, MI 48815 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 190 E Cross Street, Clarksville, MI 48815?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Clarksville Vlg-Cmbl police department or the Ionia County sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
190 E Cross Street, Clarksville, MI 48815
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Municipality
Clarksville Village
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