For Sale
190 Island Lake Road, Chelsea, MI 48118
$592,000
MLS # 26020743 (Michigan Regional Information Center (MichRIC))
3 beds2 baths3,576 sqftBuilt 19970.49 acres
1 / 41
Listing Description
**BACK ON MARKET TO NO FAULT OF SELLERS** Enjoy lakefront living w/ this stunning home on Island Lake. Spanning 2184 sq ft, this 3 bed, 2 bath home has breathtaking views! The home's tiered landscaping, lakefront view, and tranquil setting create an unforgettable 1st impression. Hardwood floors throughout the main living space, w/ cathedral ceilings and expansive windows, a 3-sided wood burning fireplace, and French doors that open to a wraparound deck. The chef's kitchen is appointed w/ white shaker cabinets, granite and quartz countertops, a large center island, and stainless-steel appliances. The open floorplan provides the perfect space for entertaining. Upstairs, the primary suite showcases vaulted ceilings, an interior balcony overlooking the sunroom, and incredible lake views. Outside includes a garden level firepit, lake shed, dock, and 2 car garage. Just minutes from Chelsea, Dexter, and Ann Arbor, this home offers it all! See it toda
Source: SparkMLS
About this home
3-bedroom, 2-bath, 3,576 sq ft home in Lyndon Township in Chelsea built in 1997.
Asking $592,000 (about $166/sq ft).
Property tax estimate: $7,985 per year ($665/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,576 sqft
Lot Size0.49 acres
Year Built1997
Stories2
Location
CityChelsea
MunicipalityLyndon Twp
Zip Code48118
CountyWashtenaw
School DistrictChelsea
Construction & Systems
StyleContemporary
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,985
Tax Year2026
Assessed Value$276,200
Parcel #E-05-23-152-011
Source: SparkMLS
Legal Description
See Attached Deeds for Lots 35, 36, and 53
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amanda Snyder
Howard Hanna Real Estate
Frequently Asked Questions about 190 Island Lake Road, Chelsea, MI 48118
Which school district serves 190 Island Lake Road, Chelsea, MI 48118?
Per MLS# 26020743, 190 Island Lake Road, Chelsea, MI 48118 is in the Chelsea boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chelsea directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26020743, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 190 Island Lake Road, Chelsea, MI 48118?
Per public tax records, annual property taxes for this property are $7,985 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 190 Island Lake Road, Chelsea, MI 48118 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 190 Island Lake Road, Chelsea, MI 48118 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 190 Island Lake Road, Chelsea, MI 48118?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Washtenaw County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$3,840
Principal & interest$3,840
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
190 Island Lake Road, Chelsea, MI 48118
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Municipality
Lyndon Township
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County
Washtenaw County
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