Sold
1906 Banner Road, Saginaw, MI 48601
Sold on 10/03/2024 for$129,900
MLS # 50154053 (MiRealSource)
3 beds1 bath960 sqftBuilt 19550.36 acres
1 / 40
Listing Description
Welcome to your cozy retreat in Saginaw! This charming house is a perfect blend of comfort and character, offering 960 square feet of living space that's just begging to be called home. With three bedrooms and one bathroom, there's plenty of room for family or guests. Step inside and be greeted by the warm ambiance of knotty pine interiors, giving the space a rustic, cabin-like feel. The living room features a fireplace, perfect for those chilly Michigan evenings when you want to curl up with a good book or binge-watch your favorite shows. Located on a quiet road, this property is ideal for those seeking a peaceful environment. But don't worry, you're not completely off the grid! A Family Dollar store is just a short drive away for those last-minute essentials, and outdoor enthusiasts will love the nearby walleye fishing spot. Whether you're a first-time homebuyer, a small family, or looking to downsize, this house offers a cozy haven to call your own. So why not come and see for yourself? Just be prepared - you might fall in love faster than you can say "knotty pine"!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 960 sq ft home in Spaulding Township in Saginaw built in 1955.
Final sale price: $129,900 (about $135/sq ft).
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area960 sqft
Lot Size0.36 acres
Year Built1955
Location
CitySaginaw
MunicipalitySpaulding Twp
Zip Code48601
CountySaginaw
School DistrictBridgeport-Spaulding Community School District
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed9/2/2024
Sold Date10/2/2024
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Angie Muehlfeld
Century 21 Signature - Frankenmuth
Frequently Asked Questions about 1906 Banner Road, Saginaw, MI 48601
Which school district serves 1906 Banner Road, Saginaw, MI 48601?
Per MLS# 50154053, 1906 Banner Road, Saginaw, MI 48601 is in the Bridgeport-Spaulding Community School District boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bridgeport-Spaulding Community School District directly to confirm enrollment eligibility.
What financing options are available for 1906 Banner Road, Saginaw, MI 48601?
Per MLS# 50154053, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1906 Banner Road, Saginaw, MI 48601 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1906 Banner Road, Saginaw, MI 48601 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1906 Banner Road, Saginaw, MI 48601. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 1906 Banner Road, Saginaw, MI 48601?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spaulding Twp police department or the Saginaw County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1906 Banner Road, Saginaw, MI 48601
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Municipality
Spaulding Township
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