Sold
1907 42nd Street, Allegan, MI 49010
Sold on 06/05/2026 for$850,000
MLS # 26017414 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,857 sqftBuilt 20182.4 acres
1 / 62
Listing Description
Rare Lake Allegan opportunity with stunning lake views from every room. This well-kept, move-in ready 4-bedroom, 3-bathroom home sits on 2.5 acres on a 1,500-acre all-sports lake just under an hour from Grand Rapids, offering the perfect blend of privacy, recreation, and future potential. Recent improvements include a new back patio, fresh landscaping and steel seawall, plus there is plenty of room to add a pole barn with space for all your toys. The home may also be purchased fully furnished, allowing you to move in, unpack, and start enjoying lake life on day one. An additional 3-acre parcel next door is also available for purchase.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,857 sq ft home in Valley Township in Allegan built in 2018.
Closed at $850,000 (about $298/sq ft).
Property tax estimate: $8,321 per year ($693/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,857 sqft
Lot Size2.4 acres
Year Built2018
Stories1
Location
CityAllegan
MunicipalityValley Twp
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleRanch, Traditional
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented, Center Island, Pantry
Sale & Financing
Listed4/22/2026
Sold Date6/4/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,321
Tax Year2025
Assessed Value$250,030
Parcel #03-22-016-002-60
Source: SparkMLS
Legal Description
COM N 1/4 COR TH S 2605.36' TH E 1320.95' TH N 175' TO POB TH CONT N 164' TH E 608.62' TO REF PT ''D'' TH CONT E 14' TO CONTOUR LN 618' TH S'LY 167' M/L ALG CONTOUR LN TH W 8' TO REF PT ''E'' TH CONT W 652.84' TO POB SEC 16 T2N R14W (2016).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Andrew Smith
EXP Realty (Grand Rapids)
Frequently Asked Questions about 1907 42nd Street, Allegan, MI 49010
Which school district serves 1907 42nd Street, Allegan, MI 49010?
Per MLS# 26017414, 1907 42nd Street, Allegan, MI 49010 is in the Allegan boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Allegan directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26017414, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1907 42nd Street, Allegan, MI 49010?
Per public tax records, annual property taxes for this property are $8,321 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1907 42nd Street, Allegan, MI 49010 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1907 42nd Street, Allegan, MI 49010 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1907 42nd Street, Allegan, MI 49010?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Valley Twp police department or the Allegan County sheriff's office.
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Monthly payment$4,540
Principal & interest$4,540
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1907 42nd Street, Allegan, MI 49010
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Municipality
Valley Township
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