Sold
1942 Cygnet Drive, Otsego, MI 49078
Sold on 05/29/2026 for$339,000
MLS # 26014962 (Michigan Regional Information Center (MichRIC))
2 beds1 bath2,494 sqftBuilt 20200.76 acres
1 / 49
Listing Description
Welcome to 1942 Cygnet Drive in Otsego. A newer construction home offering modern design, functional space, and a peaceful setting on a generous lot. Built in 2021, this home features an inviting open-concept layout that seamlessly connects the living room and kitchen, creating the perfect space for everyday living and entertaining. Inside, you will immediately notice the character rich coved doorways that add a subtle architectural charm throughout the home. The kitchen is designed with both style and practicality in mind, offering a large center island, ample cabinetry, and an oversized pantry that provides exceptional storage.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 2,494 sq ft home built in 2020 sits in Otsego Township in Otsego.
Closed at $339,000 (about $136/sq ft).
Annual property taxes run approximately $5,384 ($449/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area2,494 sqft
Lot Size0.76 acres
Year Built2020
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, High-Speed Internet
InteriorBroadband, Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed4/12/2026
Sold Date5/28/2026
Original Price$350,000
Terms AcceptedCash, FHA, Rural Development, MSHDA, Conventional
Concessions$9,000
HOA
HOA Fee$400 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$5,384
Tax Year2025
Assessed Value$156,644
Parcel #17-630-001-15
Source: SparkMLS
Legal Description
UNIT 15 SWAN BLUFF ESTATES CONDOMINIUMS NW 1/4 SEC 28(SPLIT FROM 028-017-00 FOR 2002 ROLL)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rebecca L Zahm
Bellabay Realty (North)
Frequently Asked Questions about 1942 Cygnet Drive, Otsego, MI 49078
What school district is 1942 Cygnet Drive, Otsego, MI 49078 in?
Per MLS# 26014962, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26014962, the seller has indicated this property accepts the following financing types: Cash, FHA, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014962, the most recent reported annual property tax for 1942 Cygnet Drive, Otsego, MI 49078 is $5,384 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1942 Cygnet Drive, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1942 Cygnet Drive, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,173
Principal & interest$2,140
HOA$33
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1942 Cygnet Drive, Otsego, MI 49078
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Municipality
Otsego Township
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