Sold
19465 Grabowski Road, St. Charles, MI 48655
Sold on 01/16/2026 for$230,000
MLS # 20251034155 (Realcomp)
3 beds1 bath960 sqftBuilt 196840 acres
1 / 21
Listing Description
Value is in the land, as the house is in rough shape. Discover the perfect blend of country living and opportunity on this expansive 40-acre property located in peaceful Saint Charles, Michigan. With plenty of open space and natural surroundings, this property offers endless possibilities—whether you’re seeking a private retreat, hunting land, hobby farm, or future investment.The property includes a spacious pole barn, ideal for equipment storage, workshop use, or livestock. The acreage provides ample room for outdoor recreation, trails, and development potential, all while enjoying the tranquility of rural Michigan living.Conveniently located with easy access to Saint Charles and surrounding communities, this property combines seclusion with accessibility. Don’t miss this chance to own a sizable piece of land with practical amenities already in place.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 960 sq ft home built in 1968 sits in Lakefield Township in St. Charles.
This home sold for $230,000 (about $240/sq ft).
Property tax estimate: $3,335 per year ($278/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 4 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area960 sqft
Lot Size40 acres
Year Built1968
Stories1
Location
CitySt. Charles
MunicipalityLakefield Twp
Zip Code48655
CountySaginaw
School DistrictMerrill Community Schools
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed9/7/2025
Sold Date1/15/2026
Original Price$300,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,335
Parcel #19111361003000
Source: SparkMLS
Legal Description
W 1/2 W 1/2 NE 1/4 40 ACRES SEC 36 T11N R1E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Danny Peterson
EXP Realty Main
Frequently Asked Questions about 19465 Grabowski Road, St. Charles, MI 48655
Which school district serves 19465 Grabowski Road, St. Charles, MI 48655?
Per MLS# 20251034155, 19465 Grabowski Road, St. Charles, MI 48655 is in the Merrill Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Merrill Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251034155, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 19465 Grabowski Road, St. Charles, MI 48655?
Per public tax records, annual property taxes for this property are $3,335. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 19465 Grabowski Road, St. Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 19465 Grabowski Road, St. Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 19465 Grabowski Road, St. Charles, MI 48655. The maximum advertised download speed is 1.0 Gbps. 4 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 19465 Grabowski Road, St. Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lakefield Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberGSO SatelliteSatellite
4 providers at this address
LakeNet LLCFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
19465 Grabowski Road, St. Charles, MI 48655
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Municipality
Lakefield Township
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