Sold
19490 Island Lake Road, Chelsea, MI 48118
Sold on 08/05/2025 for$436,000
MLS # 25023121 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,200 sqftBuilt 19863.45 acres
1 / 50
Listing Description
Enjoy an Up North feel just minutes from downtown Chelsea! Nestled on 3.45 acres with shared pond frontage and bordered by state land on two sides, this spacious home offers 4 bedrooms, a dedicated office/study, a cozy family room with fireplace, and a separate living room—plus dual staircases leading to the second floor. Outdoor living is a dream with a large deck, patio, fenced yard, and raised garden beds. Extensively updated for peace of mind and comfort, the home features a new furnace and central air (24'), hot water heater (25'), dishwasher (25'), second A/C unit (20'), and a new roof (24'). Additional upgrades include fresh interior paint and carpet in the last two years, and stunning new Pella windows with invisible screens (24'). A rare opportunity!
Source: SparkMLS
About this home
This 4-bedroom, 2-bath, 2,200 sq ft home built in 1986 sits in Lyndon Township in Chelsea.
Closed at $436,000 (about $198/sq ft).
Annual property taxes run approximately $4,270 ($356/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,200 sqft
Lot Size3.45 acres
Year Built1986
Stories2
Location
CityChelsea
MunicipalityLyndon Twp
Zip Code48118
CountyWashtenaw
School DistrictChelsea School District
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesHigh-Speed Internet
InteriorCeiling Fan(s), Eat-in Kitchen
Sale & Financing
Listed5/19/2025
Sold Date8/4/2025
Terms AcceptedCash, FHA, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,270
Tax Year2025
Assessed Value$115,158
Parcel #E0523400004
Source: SparkMLS
Legal Description
TRF 1996 OLD SID E 05-023-031-00 LY 23-13B COM AT E 1/4 COR SEC 23,TH S 88-38-20 W 940.02 FT TO POB,TH S 15-55-05 W 409.03 FT,TH N 74-04-55 W 335.45 FTTH N 37-49-20 W 204.19 FT,THN 54-58-05 W 213.58 FT,TH N 88-38-20 E 735.07 FT TO POB.PT OF SE 1/4 SEC 23 T1S,R3E 3.45 AC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammy Lehman
Lehman & Scheffler Real Estate
Frequently Asked Questions about 19490 Island Lake Road, Chelsea, MI 48118
What school district is 19490 Island Lake Road, Chelsea, MI 48118 in?
Per MLS# 25023121, this property is served by Chelsea School District. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 19490 Island Lake Road, Chelsea, MI 48118?
Per MLS# 25023121, the seller has indicated this property accepts the following financing types: Cash, FHA, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25023121, the most recent reported annual property tax for 19490 Island Lake Road, Chelsea, MI 48118 is $4,270 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 19490 Island Lake Road, Chelsea, MI 48118 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 19490 Island Lake Road, Chelsea, MI 48118 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 19490 Island Lake Road, Chelsea, MI 48118?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Washtenaw County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Mortgage Calculator
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Monthly payment$2,912
Principal & interest$2,912
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteLicensed Fixed Wireless
5 providers at this address
ACD.netFiber
1 GbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
19490 Island Lake Road, Chelsea, MI 48118
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Municipality
Lyndon Township
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County
Washtenaw County
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