For Sale
19983 W Ridge Road, Henderson, MI 48841
$249,900
MLS # 20261046227 (Realcomp)
5 beds2 baths2,269 sqftBuilt 19101.07 acres
1 / 74
Listing Description
A house on a hill... this thoughtfully maintained historic Victorian on a full acre in Henderson brings the kind of character you simply cannot replicate — original woodwork, detailed wood trim and molding throughout, and an open staircase with classic banister that sets the tone the moment you walk in. At 2,269 square feet across two stories, there's generous room to spread out, with a formal dining room, first floor laundry, and a bedroom on the main level.The large stone wrap-around porch is a standout — a true gathering space that adds to the home's presence and curb appeal. Custom stone patio and walkway. Out back, a three-story barn offers serious storage or hobby space. The one-acre lot runs 153 feet wide and stretches deep, giving you room to breathe.Major systems have been addressed: full roof replacement in 2016 with new OSB and vents, windows replaced in 2010, Dunkirk natural gas boiler installed in 2020, and chimney liner replaced with brick masonry repaired in 2017. Reverse osmosis system with filters replaced in 2023. Fiber internet available.
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,269 sq ft home built in 1910 sits in Chapin Township in Henderson.
Currently offered at $249,900 (about $110/sq ft).
Estimated annual property tax: $1,321, or about $110 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,269 sqft
Lot Size1.07 acres
Year Built1910
Stories2
Location
CityHenderson
MunicipalityChapin Twp
Zip Code48841
CountySaginaw
School DistrictChesaning Union
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Crawl Space
HeatingRadiant
WaterWell
SewerSeptic Tank
InteriorWater Softener/Owned
Sale & Financing
Listed6/21/2026
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,321
Parcel #12091363008000
Source: SparkMLS
Legal Description
COM AT A PT 1224 FT N & 114.83 FT N65DEG 40MIN 18 SECOND E FROM SW CORN OF SEC 36 TH N65DEG 40MIN 18 SECONDS E 15.1 FT TH N56DEG 17MIN 44 SECONDS E 137.99 FT TH S06DEG 10MIN 20 SECONDS E 313.5 FT TH S74DEG 04MIN 14 SECONDS W 153.52 FT TH NWLY TO POB 1.07 ACRES SEC 36 T9N R1E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Annie C Rodgers
Knockout Real Estate
Frequently Asked Questions about 19983 W Ridge Road, Henderson, MI 48841
Which school district serves 19983 W Ridge Road, Henderson, MI 48841?
Per MLS# 20261046227, 19983 W Ridge Road, Henderson, MI 48841 is in the Chesaning Union boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chesaning Union directly to confirm enrollment eligibility.
What financing options are available for 19983 W Ridge Road, Henderson, MI 48841?
Per MLS# 20261046227, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 19983 W Ridge Road, Henderson, MI 48841?
Per public tax records, annual property taxes for this property are $1,321. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 19983 W Ridge Road, Henderson, MI 48841 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 19983 W Ridge Road, Henderson, MI 48841 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 19983 W Ridge Road, Henderson, MI 48841?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chapin Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
19983 W Ridge Road, Henderson, MI 48841
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Municipality
Chapin Township
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