Sold
20089 W Lake Montcalm Road, Howard City, MI 49329
Sold on 01/12/2026 for$169,000
MLS # 25058848 (Michigan Regional Information Center (MichRIC))
2 beds2 baths896 sqftBuilt 20190.99 acres
1 / 37
Listing Description
Move-in ready 2 bed, 1.5 bath home on nearly 1 acre in Howard City. Built in 2019, this clean and efficient layout offers open-concept living, great natural light, and low-maintenance living. Enjoy a quiet wooded setting with plenty of space for outdoor activities. Forced air heat, central air, and easy access to US-131. Affordable country living at its best.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 896 sq ft home in Howard City built in 2019.
Final sale price: $169,000 (about $189/sq ft).
Property tax estimate: $1,264 per year ($105/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
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Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms2
Bathrooms2
Living Area896 sqft
Lot Size0.99 acres
Year Built2019
Stories1
Location
CityHoward City
MunicipalityPierson Twp
Zip Code49329
CountyMontcalm
School DistrictTri County Area Schools
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementCrawl Space, Slab
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Natural Gas Connected
InteriorEat-in Kitchen
Sale & Financing
Listed11/17/2025
Sold Date1/11/2026
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,264
Tax Year2025
Assessed Value$55,467
Parcel #59-015-003-001-60
Source: SparkMLS
Legal Description
605-1268 PART OF NE 1/4 OF NE 1/4 DES AS BEG 365.25 FT W OF NE COR THEREOF; TH W 182.5 FT; S 236 FT; E 182.5 FT; N TO P OF BEG. SEC 3 T11N R10W.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Laura E Ensley
Ensley Real Estate
Frequently Asked Questions about 20089 W Lake Montcalm Road, Howard City, MI 49329
What school district is 20089 W Lake Montcalm Road, Howard City, MI 49329 in?
Per MLS# 25058848, this property is served by Tri County Area Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25058848, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25058848, the most recent reported annual property tax for 20089 W Lake Montcalm Road, Howard City, MI 49329 is $1,264 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 20089 W Lake Montcalm Road, Howard City, MI 49329 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
Is fiber internet available at 20089 W Lake Montcalm Road, Howard City, MI 49329?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 20089 W Lake Montcalm Road, Howard City, MI 49329. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pierson Twp police department or the Montcalm County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,096
Principal & interest$1,096
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteFixed WirelessSatellite
8 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsCMS InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsMichwave Technologies IncFixed Wireless
50 MbpsPoint Broadband Fiber Holding LLCLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20089 W Lake Montcalm Road, Howard City, MI 49329
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