Sold
20130 Gratiot Road, Merrill, MI 48637
Sold on 02/03/2025 for$189,000
MLS # 24057977 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,396 sqftBuilt 19730.69 acres
1 / 33
Listing Description
A lot of the big ticket items on this house have been taken care of, so you can move right in and make it yours. In 2022 a Generac and new dishwasher were installed. In 2024 they followed it up with installing a new water heater, AC, and furnace. This house has been meticulously cared for for almost 30 years by the seller. You will enjoy the almost 1400 sqft of living space on the main level, with a very convenient first floor laundry. The basement provides an additional 1400sqft with tons of storage, which is very unique for the area. There is a large 2 car attached garage with an additional 1 car detached garage that has functioned as a workshop for decades. Come see all that this house has to offer!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,396 sq ft home in Jonesfield Township in Merrill built in 1973.
Closed at $189,000 (about $135/sq ft).
Property tax estimate: $3,100 per year ($258/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,396 sqft
Lot Size0.69 acres
Year Built1973
Stories1
Location
CityMerrill
MunicipalityJonesfield Twp
Zip Code48637
CountySaginaw
School DistrictMerrill Community Schools
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage3 spaces
HeatingForced Air
WaterPublic, Well
SewerSeptic Tank
UtilitiesPhone Connected, Cable Connected, High-Speed Internet
Sale & Financing
Listed11/4/2024
Sold Date2/2/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$4,000
Source: SparkMLS
Tax Information
Annual Tax$3,100
Tax Year2023
Assessed Value$70,300
Parcel #17121264002001
Source: SparkMLS
Legal Description
ALL THAT PART OF E 120 FT OF W 636.3 FT OF E 1/2 OF E 1/2 OF SEC 26 LYING N OF M46 HWY & S OF C&O RR R/W 0.70 ACRE SEC 26 T12N R1E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Carlos Taylor
Property Marketplace
Frequently Asked Questions about 20130 Gratiot Road, Merrill, MI 48637
Which school district serves 20130 Gratiot Road, Merrill, MI 48637?
Per MLS# 24057977, 20130 Gratiot Road, Merrill, MI 48637 is in the Merrill Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Merrill Community Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 24057977, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20130 Gratiot Road, Merrill, MI 48637?
Per public tax records, annual property taxes for this property are $3,100 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20130 Gratiot Road, Merrill, MI 48637 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20130 Gratiot Road, Merrill, MI 48637 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 20130 Gratiot Road, Merrill, MI 48637. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 20130 Gratiot Road, Merrill, MI 48637?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public, Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Jonesfield Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberCableLicensed Fixed WirelessGSO SatelliteFixed WirelessSatelliteDSL
8 providers at this address
LakeNet LLCFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsCMS InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20130 Gratiot Road, Merrill, MI 48637
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Municipality
Jonesfield Township
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