Under Contract
2015 Gaines Drive, Benton Harbor, MI 49022
$129,900
MLS # 26033226 (Michigan Regional Information Center (MichRIC))
2 beds1 bath912 sqftBuilt 19600.43 acres
1 / 19
Listing Description
Opportunity awaits at 2015 Gaines Drive! This charming 2-bedroom, 1-bath home is filled with natural light and offers endless potential for the right buyer. With main-level laundry and a functional floor plan, it's the perfect canvas to bring your vision to life. Outside, you'll find a spacious backyard with plenty of room for entertaining, gardening, or relaxing, along with a detached two-car garage that provides ample storage and workspace. Whether you're a first-time homebuyer looking to build equity or an investor searching for your next project, this home is ready for your personal touches and updates. With a little imagination and TLC, 2015 Gaines Drive could truly shine. Don't miss this opportunity to unlock its potential!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 912 sq ft home in Benton Township in Benton Harbor built in 1960.
Listed at $129,900 (about $142/sq ft).
Estimated annual property tax: $1,510, or about $126 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area912 sqft
Lot Size0.43 acres
Year Built1960
Stories1
Location
CityBenton Harbor
MunicipalityBenton Charter Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,510
Tax Year2024
Assessed Value$44,362
Parcel #11-03-6040-0022-01-3
Source: SparkMLS
Legal Description
LOT 22 PLEASANT GARDENS ALSO THAT PT OF OUTLOT B SD SUB THAT LIES SELY OF I 94
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lars A Petzke
RE/MAX by the Lake
Frequently Asked Questions about 2015 Gaines Drive, Benton Harbor, MI 49022
What school district is 2015 Gaines Drive, Benton Harbor, MI 49022 in?
Per MLS# 26033226, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26033226, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033226, the most recent reported annual property tax for 2015 Gaines Drive, Benton Harbor, MI 49022 is $1,510 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2015 Gaines Drive, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 2015 Gaines Drive, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2015 Gaines Drive, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Charter Twp police department or the Berrien County sheriff's office.
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2015 Gaines Drive, Benton Harbor, MI 49022
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Municipality
Benton Township
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