Sold
202 Oak Street, South Haven, MI 49090
Sold on 06/01/2026 for$795,000
MLS # 26010454 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,800 sqftBuilt 19300.19 acres
1 / 53
Listing Description
This classic lake house, framed by a picturesque white picket fence, enjoys an unbeatable location just one block from Oak Beach and a short stroll to vibrant downtown South Haven--offering the perfect blend of charm, convenience, and coastal living. Ideal as a full-time residence, a vacation retreat, or an investment property, this home captures the essence of the relaxed lakeside lifestyle. Step onto the front porch to say hello to neighbors and enjoy a peek of the lake. Inside, the home features five bedrooms--three on the main level and two upstairs--along with three full bathrooms and a completely turnkey, move-in-ready interior. The spacious kitchen with casual dining flows seamlessly into a separate dining room and opens to a covered deck, creating an effortless setting for indoor-outdoor dining and entertaining. An expansive living room provides a welcoming space to unwind after a day at the beach.
Source: SparkMLS
About this home
5-bedroom, 3-bath, 2,800 sq ft home in South Haven in South Haven built in 1930.
This home sold for $795,000 (about $284/sq ft).
Annual property taxes run approximately $13,805 ($1,150/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by City of South Haven; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,800 sqft
Lot Size0.19 acres
Year Built1930
Stories2
Location
CitySouth Haven
MunicipalitySouth Haven City
Zip Code49090
CountyVan Buren
School DistrictSouth Haven
Construction & Systems
StyleTraditional
ConstructionOther
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed3/17/2026
Sold Date5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$29,701
Tax Year2025
State Equalized Value$430,200
Taxable Value$430,200
Assessed Value$450,959
Parcel #80-53-833-003-01
Source: Public Records
Legal Description
C471 3-1-17 997-944 1519-728 1751-911 *** LOTS 3 & 4. EX ELY 16' OF SD LOTS. ALSO EX SLY 16' OF SD LOT 4. BLOCK 3 NAPIER'S AMENDED ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mara Walsh
Coldwell Banker Realty
Frequently Asked Questions about 202 Oak Street, South Haven, MI 49090
Which school district serves 202 Oak Street, South Haven, MI 49090?
Per MLS# 26010454, 202 Oak Street, South Haven, MI 49090 is in the South Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact South Haven directly to confirm enrollment eligibility.
What financing options are available for 202 Oak Street, South Haven, MI 49090?
Per MLS# 26010454, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 202 Oak Street, South Haven, MI 49090?
Per public tax records, annual property taxes for this property are $29,701 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 202 Oak Street, South Haven, MI 49090 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 202 Oak Street, South Haven, MI 49090 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 202 Oak Street, South Haven, MI 49090?
Per Michigan Public Service Commission service territory data: Electric: City of South Haven. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the South Haven City police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$13,805
Monthly$1,150
Millage rate32.0891 mills
Municipality: City of South Haven
School district: SOUTH HAVEN PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$6,527
Principal & interest$5,377
Property taxes$1,150
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of South Haven
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
202 Oak Street, South Haven, MI 49090
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Municipality
South Haven
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