For Sale
20201 Lochmoor Street, Harper Woods, MI 48225
$189,000
MLS # 20261005507 (Realcomp)
3 beds1 bath1,976 sqftBuilt 19520.14 acres
1 / 27
Listing Description
This classic brick ranch is the definition of "solid gold" in Harper Woods. Meticulously maintained and located within the sought-after Grosse Pointe School District, this home offers a rare middle ground for buyers: the peace of mind that comes with a structurally sound property and the exciting opportunity to build instant equity through simple cosmetic updates. The heavy lifting has already been done for you, with a NEW AIR CONDITIONER (2024), newer roof and furnace (2016), updated windows, and a recently replaced sewer line to the street. Inside, the home is exceptionally clean and functional. You can live in it comfortably today while you plan your weekend projects, such as pulling up the plush carpeting to reveal the original oak hardwoods preserved underneath. The updated oak kitchen is ready for a modern color palette, and the fully finished basement provides nearly 1,000 square feet of extra living space with recessed lighting and a dedicated workshop area. Complete with a three-season breezeway, a fenced corner lot, and a detached two-car garage with a newer cement floor, this is a "pristine vintage" find waiting for your 2026 vision. Property Highlights• Structural Peace of Mind: New Air Conditioner (2024), Newer Roof and Furnace (2016) plus updated windows. • Infrastructure Ready: New sewer line installed from the home to the street. • Cosmetic Opportunity: Original oak hardwood floors are preserved beneath the current carpeting. • School District: Prime location within the Grosse Pointe Public School system. • Finished Lower Level: Large recreation room in the basement with drop ceilings and glass block windows. • Exterior Assets: Spacious corner lot featuring a fenced backyard and a detached 2-car garage with electricity. • Extra Living Space: Includes a breezeway between the home and garage used as a 3-season room.
Source: SparkMLS
About this home
Located in Harper Woods in Harper Woods, this property offers 3-bedroom, 1-bath, 1,976 sq ft, with original construction dating to 1952.
Currently offered at $189,000 (about $96/sq ft).
Estimated annual property tax: $7,771, or about $648 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,976 sqft
Lot Size0.14 acres
Year Built1952
Stories1
Location
CityHarper Woods
MunicipalityHarper Woods City
Zip Code48225
CountyWayne
School DistrictGrosse Pointe
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Home Warranty, Humidifier, Security System
Sale & Financing
Listed1/28/2026
Original Price$200,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$7,771
Parcel #42010011305000
Source: SparkMLS
Legal Description
393A1305 LOT 1305 ARTHUR J SCULLY'S EASTERN SUPER- HIGHWAYS SUB PC 183 393 577 611 L56 P75 76 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by William Whitehouse
Berkshire Hathaway HomeServices Kee Realty Bham
Frequently Asked Questions about 20201 Lochmoor Street, Harper Woods, MI 48225
Which school district serves 20201 Lochmoor Street, Harper Woods, MI 48225?
Per MLS# 20261005507, 20201 Lochmoor Street, Harper Woods, MI 48225 is in the Grosse Pointe boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grosse Pointe directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261005507, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20201 Lochmoor Street, Harper Woods, MI 48225?
Per public tax records, annual property taxes for this property are $7,771. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20201 Lochmoor Street, Harper Woods, MI 48225 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 20201 Lochmoor Street, Harper Woods, MI 48225 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 20201 Lochmoor Street, Harper Woods, MI 48225. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 20201 Lochmoor Street, Harper Woods, MI 48225?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Internet
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5 Gbps
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5 Gbps
FiberCableGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20201 Lochmoor Street, Harper Woods, MI 48225
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Municipality
Harper Woods
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County
Wayne County
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