Sold
20220 Gratiot Road, Merrill, MI 48637
Sold on 12/17/2025 for$190,000
MLS # 50188661 (MiRealSource)
4 beds2 baths2,233 sqftBuilt 00.75 acres
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Listing Description
20220 Gratiot is country charm meets modern comfort in this spacious four-bedroom, two-bath home on a large lot. Featuring an updated kitchen, cozy fireplace area, and both a living room and family room, there’s plenty of space for everyone to spread out and enjoy. A two-car detached garage offers convenience and storage. Nestled in a peaceful setting within the Merrill School District, this property is priced to sell at $198,900—don’t miss your chance to make it yours!
Source: SparkMLS
About this home
Located in Jonesfield Township in Merrill, this property offers 4-bedroom, 2-bath, 2,233 sq ft.
Closed at $190,000 (about $85/sq ft).
Electric service is provided by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,233 sqft
Lot Size0.75 acres
Year Built0
Location
CityMerrill
Zip Code48637
CountySaginaw
School DistrictMerrill Community Schools
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed9/15/2025
Sold Date12/16/2025
Original Price$198,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Julie Briggs
Real Estate One Great Lakes Bay
Frequently Asked Questions about 20220 Gratiot Road, Merrill, MI 48637
Which school district serves 20220 Gratiot Road, Merrill, MI 48637?
Per MLS# 50188661, 20220 Gratiot Road, Merrill, MI 48637 is in the Merrill Community Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Merrill Community Schools directly to confirm enrollment eligibility.
What financing options are available for 20220 Gratiot Road, Merrill, MI 48637?
Per MLS# 50188661, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20220 Gratiot Road, Merrill, MI 48637 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20220 Gratiot Road, Merrill, MI 48637 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 20220 Gratiot Road, Merrill, MI 48637. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 20220 Gratiot Road, Merrill, MI 48637?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,232
Principal & interest$1,232
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
500 Mbps
FiberCableLicensed Fixed WirelessGSO SatelliteFixed WirelessSatelliteDSL
8 providers at this address
LakeNet LLCFiber
1 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsCMS InternetFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20220 Gratiot Road, Merrill, MI 48637
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Municipality
Jonesfield Township
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