Sold
2024 S River Road, Saginaw, MI 48609
Sold on 02/20/2026 for$135,000
MLS # 50196792 (MiRealSource)
3 beds1 bathBuilt 19580.45 acres
1 / 21
Listing Description
Affordable living in the Swan Valley School District! This 3-bedroom, 1-bath home in James Township features an updated kitchen and bathroom, over 1,100 sq ft of living space, and a large backyard perfect for relaxing or entertaining. Includes a 1.5-car garage plus newer roof, water heater, and septic.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1958 sits in James Township in Saginaw.
Closed at $135,000.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 6 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.45 acres
Year Built1958
Location
CitySaginaw
MunicipalityJames Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage1.5 spaces
SewerSeptic Tank
InteriorCeiling Fan(s)
Sale & Financing
Listed1/2/2026
Sold Date2/19/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul Wellman
RE/MAX New Image
Frequently Asked Questions about 2024 S River Road, Saginaw, MI 48609
Which school district serves 2024 S River Road, Saginaw, MI 48609?
Per MLS# 50196792, 2024 S River Road, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50196792, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2024 S River Road, Saginaw, MI 48609 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2024 S River Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2024 S River Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 2024 S River Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the James Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$940
Principal & interest$940
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2024 S River Road, Saginaw, MI 48609
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Municipality
James Township
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