For Sale
203 S Main Street, Montgomery, MI 49255
$199,900
MLS # 25062996 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,400 sqftBuilt 19200.34 acres
1 / 29
Listing Description
This freshly updated 4-bedroom, 1-bath home in Montgomery offers space, functionality, and recent improvements that add real value. Step inside to a large living room filled with natural light, perfect for gathering or relaxing. The spacious kitchen provides plenty of room to cook and entertain, with a separate dining room ideal for meals. Recent updates include fresh interior paint and new siding, giving the home a clean, move-in-ready feel. A major upgrade was completed in 2023 with a new 5-inch well, offering peace of mind for years to come. Outside, you'll find an oversized 2-car detached garage that goes above and beyond, workshop area that is perfect for hobbyists, craftsmen, or anyone needing extra workspace or storage. With generous living space, practical updates, and unique features, this Montgomery home is a great opportunity to own a property that offers both comfort and versatility.
Source: SparkMLS
About this home
4-bedroom, 1-bath, 1,400 sq ft home in Montgomery Village in Montgomery built in 1920.
Asking $199,900 (about $143/sq ft).
Annual property taxes run approximately $957 ($80/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation. Fiber internet is available at this address with download speeds up to 2,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,400 sqft
Lot Size0.34 acres
Year Built1920
Stories2
Location
CityMontgomery
MunicipalityMontgomery Vllg
Zip Code49255
CountyHillsdale
School DistrictReading
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed12/30/2025
Original Price$239,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$957
Tax Year2025
Assessed Value$19,043
Parcel #14-125-001-010
Source: SparkMLS
Legal Description
on file at listing office
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angie Marsh
Southern Marsh Realty
Frequently Asked Questions about 203 S Main Street, Montgomery, MI 49255
Which school district serves 203 S Main Street, Montgomery, MI 49255?
Per MLS# 25062996, 203 S Main Street, Montgomery, MI 49255 is in the Reading boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Reading directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25062996, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 203 S Main Street, Montgomery, MI 49255?
Per public tax records, annual property taxes for this property are $957 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 203 S Main Street, Montgomery, MI 49255 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 203 S Main Street, Montgomery, MI 49255 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 203 S Main Street, Montgomery, MI 49255. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 203 S Main Street, Montgomery, MI 49255?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Montgomery Vllg police department or the Hillsdale County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
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Internet
FiberDownload
2 Gbps
Upload
2 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
9 providers at this address
DMCI Broadband LLCFiber
2 GbpsStarlinkGSO Satellite
280 MbpsMetaLINK Technologies IncUnlicensed Fixed Wireless
200 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
203 S Main Street, Montgomery, MI 49255
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Municipality
Montgomery Village
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