For Sale
20392 Gates Road, Howard City, MI 49329
$384,900
MLS # 26030505 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,680 sqftBuilt 20176.9 acres
1 / 42
Listing Description
Welcome to your own private retreat on 6.9 acres! This well-built stick-built home offers the perfect mix of privacy, space, and comfort. Inside, you'll find luxury vinyl flooring throughout, 4 bedrooms, and 2 full bathrooms. The spacious kitchen features custom hickory cabinets, plenty of counter space, and a snack bar that's perfect for everyday living. The primary suite includes double closets and a private bath with a soaking tub. Low-E windows and upgraded insulation help keep the home energy efficient year-round. Outside, enjoy everything country living has to offer--from relaxing on your property and evening bonfires to summer BBQs with family and friends. The attached two-stall garage provides plenty of room for vehicles, storage, or hobbies. If you're looking for a quality stick-built home with acreage, privacy, and modern comfort, this one is a must-see. Schedule your showing today!
Source: SparkMLS
About this home
Located in Howard City, this property offers 4-bedroom, 2-bath, 1,680 sq ft, with original construction dating to 2017.
Asking $384,900 (about $229/sq ft).
Annual property taxes run approximately $3,480 ($290/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,680 sqft
Lot Size6.9 acres
Year Built2017
Stories1
Location
CityHoward City
MunicipalityReynolds Twp
Zip Code49329
CountyMontcalm
School DistrictTri County
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space, Slab
Garage2 spaces
HeatingRadiant
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener
Sale & Financing
Listed6/18/2026
Original Price$409,900
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,480
Tax Year2025
State Equalized Value$171,500
Taxable Value$143,561
Assessed Value$143,561
Homestead (PRE)100%
Parcel #017-022-027-30
Source: Public Records
Legal Description
PARCEL C: PART OF NE 1/4 DES AS COM AT E 1/4 OF SEC 22; TH N 89 DEG W 1882.57 FT ALONG E-W 1/4 LINE TO POB; N 89 DEG W 270 FT; N 1080 FT; S 89 DEG E 270 FT; S TO P OF BEG SEC 22 T12N R10W 6.69 AC
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Travis L McIntyre
Bellabay Realty (North)
Frequently Asked Questions about 20392 Gates Road, Howard City, MI 49329
Which school district serves 20392 Gates Road, Howard City, MI 49329?
Per MLS# 26030505, 20392 Gates Road, Howard City, MI 49329 is in the Tri County boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Tri County directly to confirm enrollment eligibility.
What financing options are available for 20392 Gates Road, Howard City, MI 49329?
Per MLS# 26030505, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20392 Gates Road, Howard City, MI 49329?
Per public tax records, annual property taxes for this property are $3,480 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20392 Gates Road, Howard City, MI 49329 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 20392 Gates Road, Howard City, MI 49329?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Reynolds Twp police department or the Montcalm County sheriff's office.
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Monthly payment$2,496
Principal & interest$2,496
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20392 Gates Road, Howard City, MI 49329
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