Under Contract
204 Clifford Street, Saint Charles, MI 48655
$169,900
MLS # 50209843 (MiRealSource)
2 beds2 bathsBuilt 19200.21 acres
1 / 50
Listing Description
Welcome home to this charming 2-bedroom, 2 full bathroom property situated on a beautiful shady double corner lot! Offering plenty of space both inside and out, this home features a spacious kitchen and dining area perfect for everyday living and gathering with family and friends. The convenience of first-floor laundry adds to the home's practical layout. Outside, you'll find an impressive oversized 2-car garage with ample room for a large workshop, storage for all your lawn and garden equipment, and more. Above the garage, a finished loft space with its own wall furnace provides endless possibilities for a hobby room, studio, office, or additional recreation space. The large paved driveway includes a convenient turnaround area. Enjoy relaxing evenings or entertaining guests on the deck overlooking the mature trees and generous yard. With its combination of functional spaces, outdoor appeal, and versatile garage setup, this property is ready to welcome its next owner.
Source: SparkMLS
About this home
Located in St Charles Township in Saint Charles, this property offers 2-bedroom, 2-bath, with original construction dating to 1920.
Currently offered at $169,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Lot Size0.21 acres
Year Built1920
Location
CitySaint Charles
MunicipalitySt Charles Twp
Zip Code48655
CountySaginaw
School DistrictSt Charles
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed6/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #24103050924000
Source: SparkMLS
Legal Description
LOTS 5 & 6 BLK 4 PENOYERS SUB DIV OF BLOCKS 15 35 & 36 VILLAGE OF ST CHARLES SEC 5 T10N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael J Davidson
REMAX Right Choice
Frequently Asked Questions about 204 Clifford Street, Saint Charles, MI 48655
Which school district serves 204 Clifford Street, Saint Charles, MI 48655?
Per MLS# 50209843, 204 Clifford Street, Saint Charles, MI 48655 is in the St Charles boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St Charles directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 50209843, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 204 Clifford Street, Saint Charles, MI 48655 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 204 Clifford Street, Saint Charles, MI 48655 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 204 Clifford Street, Saint Charles, MI 48655?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St Charles Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,102
Principal & interest$1,102
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
204 Clifford Street, Saint Charles, MI 48655
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Municipality
St Charles Township
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