Sold
204 Water Street, Hopkins, MI 49328
Sold on 06/12/2025 for$290,000
MLS # 25028069 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,140 sqftBuilt 19081.7 acres
1 / 2
Listing Description
SOLD BEFORE BROADCAST. Welcome to this charming 2-story farmhouse in the heart of the Village of Hopkins. This 3-bedroom, 1-bath home blends timeless character with thoughtful updates, featuring rich wood trim, hardwood floors, and modern touches throughout. The main floor offers an updated kitchen with quartz countertops and newer appliances, along with a bright living and dining area, a primary bedroom, a full bath, and a convenient laundry space. Upstairs, you'll find two spacious bedrooms with room for a study or hangout area, plus the potential for a second full bath with built-in cabinetry. A full, dry basement provides extra storage and an additional laundry area. Beyond the main home, the impressive 2-story carriage house—with a workshop, loft, and 3-car garage. Recent updates,
Source: SparkMLS
About this home
Located in Hopkins Village in Hopkins, this property offers 3-bedroom, 1-bath, 1,140 sq ft, with original construction dating to 1908.
Closed at $290,000 (about $254/sq ft).
Property tax estimate: $1,975 per year ($165/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 6,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,140 sqft
Lot Size1.7 acres
Year Built1908
Stories2
Location
CityHopkins
MunicipalityHopkins Vlg
Zip Code49328
CountyAllegan
School DistrictHopkins Public Schools
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed6/11/2025
Sold Date6/11/2025
Terms AcceptedCash, FHA, Conventional
Concessions$4,500
Source: SparkMLS
Tax Information
Annual Tax$1,975
Tax Year2023
Assessed Value$43,898
Parcel #44-602-001-50
Source: SparkMLS
Legal Description
Lengthy legal attached in exhibit A
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pamela G Foster
Berkshire Hathaway HomeServices Michigan Real Estate (Cascade)
Frequently Asked Questions about 204 Water Street, Hopkins, MI 49328
What school district is 204 Water Street, Hopkins, MI 49328 in?
Per MLS# 25028069, this property is served by Hopkins Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25028069, the seller has indicated this property accepts the following financing types: Cash, FHA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25028069, the most recent reported annual property tax for 204 Water Street, Hopkins, MI 49328 is $1,975 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 204 Water Street, Hopkins, MI 49328 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 204 Water Street, Hopkins, MI 49328 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 204 Water Street, Hopkins, MI 49328?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 6.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hopkins Vlg police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,849
Principal & interest$1,849
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteUnlicensed Fixed WirelessDSL
9 providers at this address
123.NET IncFiber
6 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsSurf InternetUnlicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
204 Water Street, Hopkins, MI 49328
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Municipality
Hopkins Village
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