Sold
20495 W Cupp Road, Elsie, MI 48831
Sold on 09/11/2024 for$285,000
MLS # 24029616 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,536 sqftBuilt 198029 acres
1 / 62
About this home
This 3-bedroom, 2-bath, 1,536 sq ft home built in 1980 sits in Chapin Township in Elsie.
Closed at $285,000 (about $186/sq ft).
Estimated annual property tax: $3,200, or about $267 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,536 sqft
Lot Size29 acres
Year Built1980
Stories1
Location
CityElsie
MunicipalityChapin Twp
Zip Code48831
CountySaginaw
School DistrictAshley Community Schools
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementFull
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/11/2024
Sold Date9/10/2024
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,200
Tax Year2023
Assessed Value$21,168
Parcel #12091113001003
Source: SparkMLS
Legal Description
BEG AT A PT 2439.89 FT E FROM W 1/4 CORN OF SEC TH CONT E 171 FT TH S02DEG W 1321.23 FT TH N87DEG W 120.63 FT TH N 1322.01 FT TO POB ALSO BEG AT A PT 2439.89 FT E & 576.55 FT S FROM W 1/4 CORN OF SEC TH S 745.46 FT TO E&W 1/8 LINE TH N87DEG W 1338.74 FT TO A TRAVERSE LINE ALONG SLY LINE OF BAD RIVER TH N44DEG E 194.93 FT TH N553DEG E 196.80 FT TH N69DEG E 156.56 FT TH N80DEG E 335.21 FT TH N75DEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chad Thelen
United Country Midwest Lifestyle Properties
Frequently Asked Questions about 20495 W Cupp Road, Elsie, MI 48831
What school district is 20495 W Cupp Road, Elsie, MI 48831 in?
Per MLS# 24029616, this property is served by Ashley Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24029616, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 24029616, the most recent reported annual property tax for 20495 W Cupp Road, Elsie, MI 48831 is $3,200 (2023). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 20495 W Cupp Road, Elsie, MI 48831 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 20495 W Cupp Road, Elsie, MI 48831 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 20495 W Cupp Road, Elsie, MI 48831?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Chapin Twp police department or the Saginaw County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,939
Principal & interest$1,939
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteDSLLicensed Fixed Wireless
6 providers at this address
Chapin Telephone CompanyFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsChapin Telephone CompanyDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20495 W Cupp Road, Elsie, MI 48831
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Municipality
Chapin Township
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