Sold
20537 Westphalia Street, Detroit, MI 48205
Sold on 06/18/2026 for$87,500
MLS # 20261044469 (Realcomp)
3 beds1 bath880 sqftBuilt 19420.11 acres
1 / 1
About this home
Located in Mt Olivet in Detroit, this property offers 3-bedroom, 1-bath, 880 sq ft, with original construction dating to 1942.
Closed at $87,500 (about $99/sq ft).
Annual property taxes run approximately $1,335 ($111/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area880 sqft
Lot Size0.11 acres
Year Built1942
Stories2
Location
CityDetroit
Zip Code48205
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionAluminum Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/14/2026
Sold Date6/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,196
Tax Year2025
State Equalized Value$20,800
Assessed Value$20,800
Parcel #21031770.
Source: Public Records
Legal Description
W WESTPHALIA 109 WALTHAM MANOR SUB L54 P55 PLATS, W C R 21/879 40 X 115.52
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brett Maciag
Sine & Monaghan LLC
Frequently Asked Questions about 20537 Westphalia Street, Detroit, MI 48205
What school district is 20537 Westphalia Street, Detroit, MI 48205 in?
Per MLS# 20261044469, this property is served by Detroit. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261044469, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261044469, the most recent reported annual property tax for 20537 Westphalia Street, Detroit, MI 48205 is $3,194. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 20537 Westphalia Street, Detroit, MI 48205 eligible for USDA financing?
Per USDA Rural Development boundary data, 20537 Westphalia Street, Detroit, MI 48205 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 20537 Westphalia Street, Detroit, MI 48205 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Tax Estimate
$
Annual tax$1,335
Monthly$111
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$679
Principal & interest$568
Property taxes$111
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20537 Westphalia Street, Detroit, MI 48205
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Neighborhood
Mt Olivet
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Community
Detroit
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County
Wayne County
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