For Sale
206 S Grant Street, Otsego, MI 49078
$175,000
MLS # 26013042 (Michigan Regional Information Center (MichRIC))
3 beds1 bath864 sqftBuilt 18970.23 acres
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Listing Description
Opportunity awaits in Otsego Township! This home is well on its way and ready for your finishing touches. Major updates have already been completed, including newer drywall, flooring, plumbing, electrical, paint, and kitchen improvements. The exterior features recently installed vinyl siding, updated windows, and a charming brick front yard that adds great curb appeal. Additional upgrades include a newer septic system and an impressive 42 inches of blown-in cellulose insulation for energy efficiency. With so much of the heavy lifting already done, this is the perfect chance to step in and make it your own. Ideal for investors or buyers looking to build equity--don't miss this one!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 864 sq ft home in Otsego Township in Otsego built in 1897.
Listed at $175,000 (about $203/sq ft).
Property tax estimate: $871 per year ($73/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area864 sqft
Lot Size0.23 acres
Year Built1897
Stories1
Location
CityOtsego
MunicipalityOtsego City
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
Sale & Financing
Listed3/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$871
Tax Year2026
Assessed Value$23,826
Parcel #1728018000
Source: SparkMLS
Legal Description
THAT PT LOT 180 EX S 38 FT & LOT 181 LYING E OF N & S 1/4 LINE HARDENDORF'S ADDITION.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kevin J Kurr
Khoury Real Estate
Frequently Asked Questions about 206 S Grant Street, Otsego, MI 49078
What school district is 206 S Grant Street, Otsego, MI 49078 in?
Per MLS# 26013042, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013042, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013042, the most recent reported annual property tax for 206 S Grant Street, Otsego, MI 49078 is $871 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 206 S Grant Street, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 206 S Grant Street, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego City police department or the Allegan County sheriff's office.
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
206 S Grant Street, Otsego, MI 49078
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Municipality
Otsego Township
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