Sold
206 S Laird Street, White Pigeon, MI 49099
Sold on 05/21/2026 for$245,000
MLS # 26014815 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,683 sqftBuilt 19600.31 acres
1 / 33
Listing Description
Move-in ready and packed with value! This well-maintained home offers 3 bedrooms, 2 full bathrooms, and a finished basement--perfect for additional living or entertaining space. The 2-car attached garage provides convenience, while the impressive 20 x 40 pole barn features an office area and a 12-ft sliding door, ideal for storage, hobbies, or a home-based business. Situated on a spacious 1/3-acre lot in an established neighborhood, this property is within walking distance to schools. Recent updates include a newer furnace, A/C, and water heater, giving peace of mind for years to come. Additional highlights include new carpet on the main level, a generator hookup, RV hookup and included Speed Queen washer and dryer. Seller relocation creates a great opportunity to own this turn-key home--schedule your showing today!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,683 sq ft home built in 1960 sits in White Pigeon Village in White Pigeon.
Final sale price: $245,000 (about $146/sq ft).
Property tax estimate: $1,736 per year ($145/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,683 sqft
Lot Size0.31 acres
Year Built1960
Stories1
Location
CityWhite Pigeon
MunicipalityWhite Pigeon Vllg
Zip Code49099
CountySt. Joseph
School DistrictWhite Pigeon
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed4/9/2026
Sold Date5/20/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$7,350
Source: SparkMLS
Tax Information
Annual Tax$1,736
Tax Year2025
Assessed Value$43,034
Parcel #045-140-020-00
Source: SparkMLS
Legal Description
LOT 20. LOUGH ADD. VIL OF WHITE PIGEON.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Hahn
Michigan Top Producers
Frequently Asked Questions about 206 S Laird Street, White Pigeon, MI 49099
What school district is 206 S Laird Street, White Pigeon, MI 49099 in?
Per MLS# 26014815, this property is served by White Pigeon. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26014815, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014815, the most recent reported annual property tax for 206 S Laird Street, White Pigeon, MI 49099 is $1,736 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 206 S Laird Street, White Pigeon, MI 49099 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 206 S Laird Street, White Pigeon, MI 49099 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White Pigeon Vllg police department or the St. Joseph County sheriff's office.
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Monthly payment$1,556
Principal & interest$1,556
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
206 S Laird Street, White Pigeon, MI 49099
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Municipality
White Pigeon Village
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