For Sale
20690 Watson Road, White Pigeon, MI 49099
$625,000
MLS # 26032515 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,040 sqftBuilt 19100.07 acres
1 / 19
Listing Description
Klinger Lake - one of the last original cottages! This cute, nostalgic cottage takes you back to the past as soon as you step in. Enjoy the the panoramic water views of gorgeous, Spring fed, all sports Klinger Lake. THE premier lake of SW Michigan. Solid, sandy bottom, crystal clear water. Situated almost lake level! Just a short golf cart ride away from Klinger Lake Country Club, a 100 year old private golf club. Golf, dine and or enjoy the beautiful pool area when you need a break from lake activities! Call today to see this cute cottage.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,040 sq ft home in White Pigeon built in 1910.
Listed at $625,000 (about $601/sq ft).
Property tax estimate: $4,883 per year ($407/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,040 sqft
Lot Size0.07 acres
Year Built1910
Stories2
Location
CityWhite Pigeon
MunicipalityWhite Pigeon Twp
Zip Code49099
CountySt. Joseph
School DistrictWhite Pigeon
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space
HeatingWall Furnace
WaterPrivate Water
SewerPublic
Sale & Financing
Listed6/27/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$100 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,883
Tax Year2025
Assessed Value$92,661
Parcel #016-302-017-00
Source: SparkMLS
Legal Description
LOTS 20 & 21 ASSESSOR'S PLAT OF OAKWOOD. SECS 2 & 11 T8S R11W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debbie Doe
RE/MAX Elite Group
Frequently Asked Questions about 20690 Watson Road, White Pigeon, MI 49099
Which school district serves 20690 Watson Road, White Pigeon, MI 49099?
Per MLS# 26032515, 20690 Watson Road, White Pigeon, MI 49099 is in the White Pigeon boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact White Pigeon directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26032515, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20690 Watson Road, White Pigeon, MI 49099?
Per public tax records, annual property taxes for this property are $4,883 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20690 Watson Road, White Pigeon, MI 49099 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20690 Watson Road, White Pigeon, MI 49099 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 20690 Watson Road, White Pigeon, MI 49099?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the White Pigeon Twp police department or the St. Joseph County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,062
Principal & interest$4,054
HOA$8
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20690 Watson Road, White Pigeon, MI 49099
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