For Sale
20761 White Oak Drive, Lake Ann, MI 49650
$369,900
MLS # 1944806 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19940.48 acres
1 / 38
Listing Description
Sought after Hardwood Acres neighborhood. Great three bedroom, one bathroom tri-level home. HUGE lots with lots of trees. All new paint throughout. New flooring in kitchen/dining and family room. New roof in December 2023. Listing agent is seller. Large shed and play equipment in back yard.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Lake Ann built in 1994.
Currently offered at $369,900.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.48 acres
Year Built1994
Location
CityLake Ann
Zip Code49650
CountyBenzie
Construction & Systems
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/6/2026
Original Price$394,900
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Abby B Beale
Five Star Real Estate - Front St TC
Frequently Asked Questions about 20761 White Oak Drive, Lake Ann, MI 49650
What type of financing is accepted for this listing?
Per MLS# 1944806, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20761 White Oak Drive, Lake Ann, MI 49650 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20761 White Oak Drive, Lake Ann, MI 49650 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 20761 White Oak Drive, Lake Ann, MI 49650?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,399
Principal & interest$2,399
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20761 White Oak Drive, Lake Ann, MI 49650
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