Sold
20775 Decatur Street, Cassopolis, MI 49031
Sold on 05/15/2026 for$1,800,000
MLS # 26014268 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,111 sqftBuilt 19480.24 acres
1 / 44
Listing Description
Welcome to your Diamond Lake retreat! Offering 51 feet of prime water frontage and the perfect blend of comfort, space, and lakefront living. This well-maintained home features 5 bedrooms and 3 full bathrooms, thoughtfully designed for both everyday living and hosting guests. The main level offers a bright kitchen, dedicated dining room, and an inviting living area that opens to a deck overlooking the water ideal for enjoying peaceful lake views. The first floor includes one full bathroom and a conveniently located laundry area tucked within a bedroom, with an additional laundry hookup available in the garage for added flexibility. Upstairs, you'll find four spacious bedrooms and a full bathroom, including a standout bedroom with its own private balcony perfect for morning coffee or unwinding with sunset views over the lake. The basement provides excellent storage space along with an additional full bathroom, making it ideal for storing all your lake gear and seasonal items.
Source: SparkMLS
About this home
5-bedroom, 3-bath, 2,111 sq ft home in Cassopolis built in 1948.
This home sold for $1,800,000 (about $853/sq ft).
Annual property taxes run approximately $14,469 ($1,206/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,111 sqft
Lot Size0.24 acres
Year Built1948
Stories2
Location
CityCassopolis
MunicipalityPenn Twp
Zip Code49031
CountyCass
School DistrictCassopolis
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementMichigan Basement
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed4/7/2026
Sold Date5/14/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$14,469
Tax Year2025
Assessed Value$343,682
Parcel #14-100-240-010-00
Source: SparkMLS
Legal Description
457-53 446-386 791 6S-14W LOT 10 SPRING BEACH.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Stephen R Bizzaro
Howard Hanna Real Estate
Frequently Asked Questions about 20775 Decatur Street, Cassopolis, MI 49031
What school district is 20775 Decatur Street, Cassopolis, MI 49031 in?
Per MLS# 26014268, this property is served by Cassopolis. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26014268, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26014268, the most recent reported annual property tax for 20775 Decatur Street, Cassopolis, MI 49031 is $14,469 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 20775 Decatur Street, Cassopolis, MI 49031 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 20775 Decatur Street, Cassopolis, MI 49031 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Penn Twp police department or the Cass County sheriff's office.
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Monthly payment$9,722
Principal & interest$9,722
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20775 Decatur Street, Cassopolis, MI 49031
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