Sold
21 W Shepard Street, Hartford, MI 49057
Sold on 05/08/2026 for$205,000
MLS # 25061218 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,285 sqftBuilt 19170.2 acres
1 / 25
Listing Description
Welcome to 21 W Shepard Street! This spacious 4-bedroom, 1.5-bath home offers 2,285 sq ft of comfortable living space plus an additional 1,000 sq ft unfinished basement ready for future expansion. The upper level has been thoughtfully updated with all-new spray foam insulation and refreshed interior finishes, enhancing both comfort and energy efficiency. The home is heated with an efficient boiler system and also features a bonus wood stove for added warmth and charm. All appliances are included, making this a truly move-in-ready option. Outside, you'll find a backyard shed and a generous 3+ car detached garage/workshop—ideal for storage, hobbies, or additional workspace. Conveniently located in the heart of Hartford and close to local amenities, this well-maintained property offers room to grow and exceptional potential. Don't miss this opportunity!
Source: SparkMLS
About this home
Located in Hartford in Hartford, this property offers 4-bedroom, 2-bath, 2,285 sq ft, with original construction dating to 1917.
Closed at $205,000 (about $90/sq ft).
Annual property taxes run approximately $2,687 ($224/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,285 sqft
Lot Size0.2 acres
Year Built1917
Stories2
Location
CityHartford
MunicipalityHartford City
Zip Code49057
CountyVan Buren
School DistrictHartford
Construction & Systems
StyleTraditional
ConstructionStone, Vinyl Siding
BasementFull
Garage3 spaces
HeatingHot Water
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Center Island, Pantry
Sale & Financing
Listed12/7/2025
Sold Date5/7/2026
Original Price$239,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,426
Tax Year2025
State Equalized Value$83,000
Taxable Value$71,598
Assessed Value$73,817
Homestead (PRE)100%
Parcel #80-52-001-030-00
Source: Public Records
Legal Description
530 16-3-16 600-351 1020-528 1546-80 1554-436 1563-680 1567-751 1589-819 1631-355 1680-746 *** W 1 R OF LOT 12. ALSO BEG AT SE COR OF LOT 11, TH N 88 DEG 09'45
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Chris Speer
eXp Realty LLC
Frequently Asked Questions about 21 W Shepard Street, Hartford, MI 49057
Which school district serves 21 W Shepard Street, Hartford, MI 49057?
Per MLS# 25061218, 21 W Shepard Street, Hartford, MI 49057 is in the Hartford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hartford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25061218, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 21 W Shepard Street, Hartford, MI 49057?
Per public tax records, annual property taxes for this property are $3,426 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 21 W Shepard Street, Hartford, MI 49057 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 21 W Shepard Street, Hartford, MI 49057 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 21 W Shepard Street, Hartford, MI 49057. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 21 W Shepard Street, Hartford, MI 49057?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hartford City police department or the Van Buren County sheriff's office.
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Tax Estimate
$
Annual tax$2,687
Monthly$224
Millage rate32.3713 mills
Municipality: City of Hartford
School district: HARTFORD PUBLIC SCHOOL DIST
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,644
Principal & interest$1,420
Property taxes$224
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21 W Shepard Street, Hartford, MI 49057
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Municipality
Hartford
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