Sold

210 S State Street, White Pigeon, MI 49099

Sold on 03/27/2026 for$230,000

MLS # 26006107 (Michigan Regional Information Center (MichRIC))

4 beds2 baths1,784 sqftBuilt 18000.57 acres

Listing Description

NEW PRICE: $211,000! Welcome home to this charming 4-bedroom, 1.5-bath traditional located in the heart of White Pigeon Village! This move-in-ready home features fresh interior paint and a bright functional layout including a large living room, formal dining area, and eat-in kitchen with updated flooring. Main floor laundry and half bath add everyday convenience, while the upper level offers three additional bedrooms and a full bath. Relax year-round in the enclosed front porch or enjoy the backyard space ideal for gardening or entertaining. Additional updates include a newer metal roof (2022). Conveniently located near schools, parks, and downtown amenities.

Source: SparkMLS

About this home

Located in White Pigeon Village in White Pigeon, this property offers 4-bedroom, 2-bath, 1,784 sq ft, with original construction dating to 1800.

This home sold for $230,000 (about $129/sq ft).

Annual property taxes run approximately $1,700 ($142/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area1,784 sqft

Lot Size0.57 acres

Year Built1800

Stories2

Location

CityWhite Pigeon

MunicipalityWhite Pigeon Vllg

Zip Code49099

CountySt. Joseph

School DistrictWhite Pigeon

Construction & Systems

StyleTraditional

ConstructionVinyl Siding

BasementMichigan Basement

Garage2 spaces

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected, Cable Connected

InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen

Sale & Financing

Listed2/18/2026

Sold Date3/26/2026

Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional

Concessions$6,900

Source: SparkMLS

Tax Information

Annual Tax$1,700

Tax Year2025

Assessed Value$34,817

Parcel #045 170 008 00

Source: SparkMLS

Legal Description

LOT 7 BLK 2. MC GAFFEY CHAPIN & KELLOGG ADD VIL OF WHITE PIGEON. EXC N 6 FT THEREOF.

Property Records

FEMA Flood Zone: Zone X — Minimal flood risk

Source: FEMA NFHL

USDA Rural Development: Eligible — 0% Down Payment Available

Verify eligibility at USDA

Listed by Brian Decker

Michigan Top Producers

Frequently Asked Questions about 210 S State Street, White Pigeon, MI 49099

What school district is 210 S State Street, White Pigeon, MI 49099 in?

Per MLS# 26006107, this property is served by White Pigeon. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

Per MLS# 26006107, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.

How much are property taxes for this home?

Per MLS# 26006107, the most recent reported annual property tax for 210 S State Street, White Pigeon, MI 49099 is $1,700 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.

MI Property Tax Estimator

Is 210 S State Street, White Pigeon, MI 49099 eligible for USDA financing?

Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

Per FEMA's National Flood Hazard Layer, 210 S State Street, White Pigeon, MI 49099 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.

FEMA Flood Map

Who are the utility providers for this property?

Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.

Indiana Michigan Power Company SEMCO Energy Gas Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the White Pigeon Vllg police department or the St. Joseph County sheriff's office.

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Purchase Price

Interest Rate

Loan Term

Annual Property Taxes

Annual Homeowner's Insurance

Monthly HOA

Monthly payment$1,369

Principal & interest$1,369

Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.

Utilities

Indiana Michigan Power Company

Investor-Owned

800-311-4634 Web

SEMCO Energy Gas Company

Investor-Owned

800-624-2019 Web

MI Public Service Commission service territory boundaries.

Property

210 S State Street, White Pigeon, MI 49099

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Municipality

White Pigeon Village

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Listing Description

Source: SparkMLS

About this home

Located in White Pigeon Village in White Pigeon, this property offers 4-bedroom, 2-bath, 1,784 sq ft, with original construction dating to 1800.

This home sold for $230,000 (about $129/sq ft).

Annual property taxes run approximately $1,700 ($142/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.

Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.

Listing Property Details

Property TypeResidential

Property SubtypeSingle Family Residence

Bedrooms4

Bathrooms2

Living Area1,784 sqft

Lot Size0.57 acres

Year Built1800

Stories2

Location

CityWhite Pigeon

MunicipalityWhite Pigeon Vllg

Zip Code49099

CountySt. Joseph

School DistrictWhite Pigeon

Construction & Systems

StyleTraditional

ConstructionVinyl Siding

BasementMichigan Basement

Garage2 spaces

HeatingForced Air

WaterPublic

SewerPublic

UtilitiesNatural Gas Connected, Cable Connected

InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen

Sale & Financing

Listed2/18/2026

Sold Date3/26/2026

Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional

Concessions$6,900

Source: SparkMLS

Frequently Asked Questions about 210 S State Street, White Pigeon, MI 49099

What school district is 210 S State Street, White Pigeon, MI 49099 in?

Per MLS# 26006107, this property is served by White Pigeon. In Michigan, school district boundaries are set by the state and do not always follow city limits.

Can I use FHA or VA financing for this property?

How much are property taxes for this home?

MI Property Tax Estimator

Is 210 S State Street, White Pigeon, MI 49099 eligible for USDA financing?

USDA Eligibility Map

What is the FEMA flood zone designation for this property?

FEMA Flood Map

Who are the utility providers for this property?

Indiana Michigan Power Company SEMCO Energy Gas Company MI Public Service Commission

How safe is this area?

For crime and public safety data, we recommend inquiring directly with the White Pigeon Vllg police department or the St. Joseph County sheriff's office.