Sold
2108 Fox Mountain Drive, Otsego, MI 49078
Sold on 12/31/2025 for$303,000
MLS # 25051067 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,879 sqftBuilt 20030.67 acres
1 / 43
Listing Description
This amazing home is located just outside of the quaint town of Otsego. Nestled between Bittersweet Ski Resort and the Kalamazoo River boat/kayak/canoe launch. This pretty wooded area is filled with wildlife yet conveniently located just 10 minutes from restaurants and shopping. The home is located on a private well-maintained road in a neighborhood of fine homes. This home boasts a beautiful arched window in the combo living dining area with a cozy window seat that provides a perfect spot to enjoy a book, bird watching or catching a glimpse of the deer. You will find luxury vinyl flooring throughout the main level. The kitchen comes equipped with stainless steel appliances, oak cabinets, and a matching custom oak pantry and french doors leading out on to the elevated deck with stairs leading down to a fenced in area for your pets. The primary bedroom is spacious enough for a king-sized bed and features a vaulted ceiling, walk in closet, and private bath with a shower/tub
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,879 sq ft home in Otsego Township in Otsego built in 2003.
Closed at $303,000 (about $161/sq ft).
Estimated annual property tax: $4,476, or about $373 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 6,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,879 sqft
Lot Size0.67 acres
Year Built2003
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementDaylight, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorLP Tank Rented, Eat-in Kitchen, Pantry
Sale & Financing
Listed10/10/2025
Sold Date12/30/2025
Original Price$349,900
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$960 / Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,476
Tax Year2025
Assessed Value$134,678
Parcel #17-020-010-02
Source: SparkMLS
Legal Description
COMMENCING AT THE EAST 1/4 CORNER OF SECTION 20, TOWN 1 NORTH, RANGE 12 WEST, OTSEGO TOWNSHIP, ALLEGAN COUNTY, MICHIGAN; THENCE SOUTH 89 DEG 23'58'' WEST 83.40 FEET TO THE CENTERLINE OF RIVER ROAD AS MONUMENTED; THENCE NORTH 45 DEG 57'31'' WEST ALONG S AID CENTERLINE 1864.68 FEET; THENCE NORTH 46 DEG 33'42'' WEST 1703.12 FEET; THENCE SOUTH 48 DEG 27'17'' WEST 200.13 FEET TO THE PLACE OF BEGINNING
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Amie Proctor
eXp Realty LLC
Frequently Asked Questions about 2108 Fox Mountain Drive, Otsego, MI 49078
What school district is 2108 Fox Mountain Drive, Otsego, MI 49078 in?
Per MLS# 25051067, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2108 Fox Mountain Drive, Otsego, MI 49078?
Per MLS# 25051067, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25051067, the most recent reported annual property tax for 2108 Fox Mountain Drive, Otsego, MI 49078 is $4,476 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2108 Fox Mountain Drive, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2108 Fox Mountain Drive, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2108 Fox Mountain Drive, Otsego, MI 49078?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 6.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,091
Principal & interest$2,011
HOA$80
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
7 providers at this address
123.NET IncFiber
6 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2108 Fox Mountain Drive, Otsego, MI 49078
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Municipality
Otsego Township
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