Sold
2115 Westfield Lane, Otsego, MI 49078
Sold on 06/24/2026 for$320,500
MLS # 26022769 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,547 sqftBuilt 20210.48 acres
1 / 44
Listing Description
Welcome home to this beautifully updated bi-level in the highly desired Otsego School District! Built just five years ago, this move-in ready home offers stainless steel appliances, newer mechanicals, roof, and electric water heater all only five years old. Originally designed as a 2 bedroom, 1 bath home, it has been upgraded to feature 4 bedrooms and 2 full baths, including a fully finished lower level that adds exceptional living space and flexibility. The spacious primary bedroom includes a walk-in closet. Situated on a quiet half-acre lot in a peaceful neighborhood, this home is serviced by private well and septic while offering country-like privacy just minutes from shopping, dining, schools, and highway access. HOA covers snow removal for easy, low-maintenance living. Complete with an attached garage and modern finishes throughout!
Source: SparkMLS
About this home
4-bedroom, 2-bath, 1,547 sq ft home in Otsego Township in Otsego built in 2021.
Closed at $320,500 (about $207/sq ft).
Annual property taxes run approximately $4,778 ($398/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,547 sqft
Lot Size0.48 acres
Year Built2021
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
ConstructionStone, Vinyl Siding
BasementDaylight
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesCable Connected, High-Speed Internet
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed5/14/2026
Sold Date6/23/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
HOA
HOA Fee$300 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,778
Tax Year2026
Assessed Value$145,483
Parcel #17-710-003-00
Source: SparkMLS
Legal Description
UNIT 3 WESTFIELD CONDO SEC 32 T1N R12W (05).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Matt R McCarty
eXp Realty LLC
Frequently Asked Questions about 2115 Westfield Lane, Otsego, MI 49078
Which school district serves 2115 Westfield Lane, Otsego, MI 49078?
Per MLS# 26022769, 2115 Westfield Lane, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26022769, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2115 Westfield Lane, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $4,778 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2115 Westfield Lane, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2115 Westfield Lane, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2115 Westfield Lane, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,094
Principal & interest$2,069
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2115 Westfield Lane, Otsego, MI 49078
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Municipality
Otsego Township
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